LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,364
−HK$7,611/mo
▼ 0.25% · 3.875%
HK$125,139
−HK$3,836/mo
Today · 4.125%
HK$128,975
baseline
▲ 0.50% · 4.625%
HK$136,823
+HK$7,848/mo
Deposit HK$26.61M · loan HK$26.61M · min. income ≈ HK$257,950/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,016
−HK$7,295/mo
▼ 0.25% · 3.875%
HK$138,638
−HK$3,673/mo
Today · 4.125%
HK$142,311
baseline
▲ 0.50% · 4.625%
HK$149,812
+HK$7,501/mo
Deposit HK$26.61M · loan HK$26.61M · min. income ≈ HK$284,622/mo (50% DSR)
Upfront cash ≈ HK$28.87M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,637
−HK$9,133/mo
▼ 0.25% · 3.875%
HK$150,167
−HK$4,603/mo
Today · 4.125%
HK$154,770
baseline
▲ 0.50% · 4.625%
HK$164,187
+HK$9,417/mo
Deposit HK$21.29M · loan HK$31.93M · min. income ≈ HK$309,540/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,020
−HK$8,753/mo
▼ 0.25% · 3.875%
HK$166,365
−HK$4,408/mo
Today · 4.125%
HK$170,773
baseline
▲ 0.50% · 4.625%
HK$179,775
+HK$9,002/mo
Deposit HK$21.29M · loan HK$31.93M · min. income ≈ HK$341,546/mo (50% DSR)
Upfront cash ≈ HK$23.55M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,910
−HK$10,655/mo
▼ 0.25% · 3.875%
HK$175,195
−HK$5,370/mo
Today · 4.125%
HK$180,565
baseline
▲ 0.50% · 4.625%
HK$191,552
+HK$10,987/mo
Deposit HK$15.97M · loan HK$37.26M · min. income ≈ HK$361,130/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,023
−HK$10,212/mo
▼ 0.25% · 3.875%
HK$194,093
−HK$5,142/mo
Today · 4.125%
HK$199,235
baseline
▲ 0.50% · 4.625%
HK$209,737
+HK$10,502/mo
Deposit HK$15.97M · loan HK$37.26M · min. income ≈ HK$398,470/mo (50% DSR)
Upfront cash ≈ HK$18.23M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,456
−HK$13,699/mo
▼ 0.25% · 3.875%
HK$225,251
−HK$6,904/mo
Today · 4.125%
HK$232,155
baseline
▲ 0.50% · 4.625%
HK$246,281
+HK$14,126/mo
Deposit HK$5.32M · loan HK$47.90M · min. income ≈ HK$464,310/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,030
−HK$13,130/mo
▼ 0.25% · 3.875%
HK$249,548
−HK$6,612/mo
Today · 4.125%
HK$256,160
baseline
▲ 0.50% · 4.625%
HK$269,662
+HK$13,502/mo
Deposit HK$5.32M · loan HK$47.90M · min. income ≈ HK$512,320/mo (50% DSR)
Upfront cash ≈ HK$7.58M (deposit + AVD stamp duty HK$2,262,017 · Scale 2, in force from 26 Feb 2026)