LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,138
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,516
−HK$384/mo
Today · 4.125%
HK$12,900
baseline
▲ 0.50% · 4.625%
HK$13,685
+HK$785/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,800/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,504
−HK$729/mo
▼ 0.25% · 3.875%
HK$13,866
−HK$367/mo
Today · 4.125%
HK$14,233
baseline
▲ 0.50% · 4.625%
HK$14,984
+HK$751/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,466/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,566
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,019
−HK$461/mo
Today · 4.125%
HK$15,480
baseline
▲ 0.50% · 4.625%
HK$16,421
+HK$941/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,960/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,205
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,639
−HK$441/mo
Today · 4.125%
HK$17,080
baseline
▲ 0.50% · 4.625%
HK$17,980
+HK$900/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,160/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,994
−HK$1,065/mo
▼ 0.25% · 3.875%
HK$17,522
−HK$537/mo
Today · 4.125%
HK$18,059
baseline
▲ 0.50% · 4.625%
HK$19,158
+HK$1,099/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,118/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,905
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,412
−HK$515/mo
Today · 4.125%
HK$19,927
baseline
▲ 0.50% · 4.625%
HK$20,977
+HK$1,050/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,854/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,849
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,529
−HK$690/mo
Today · 4.125%
HK$23,219
baseline
▲ 0.50% · 4.625%
HK$24,632
+HK$1,413/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,438/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,307
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,959
−HK$661/mo
Today · 4.125%
HK$25,620
baseline
▲ 0.50% · 4.625%
HK$26,971
+HK$1,351/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$51,240/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,774 · Scale 2, in force from 26 Feb 2026)