LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,409
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,186
−HK$3,837/mo
Today · 4.125%
HK$129,023
baseline
▲ 0.50% · 4.625%
HK$136,874
+HK$7,851/mo
Deposit HK$26.62M · loan HK$26.62M · min. income ≈ HK$258,046/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,067
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,689
−HK$3,675/mo
Today · 4.125%
HK$142,364
baseline
▲ 0.50% · 4.625%
HK$149,868
+HK$7,504/mo
Deposit HK$26.62M · loan HK$26.62M · min. income ≈ HK$284,728/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,691
−HK$9,136/mo
▼ 0.25% · 3.875%
HK$150,223
−HK$4,604/mo
Today · 4.125%
HK$154,827
baseline
▲ 0.50% · 4.625%
HK$164,248
+HK$9,421/mo
Deposit HK$21.30M · loan HK$31.95M · min. income ≈ HK$309,654/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,080
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$166,427
−HK$4,410/mo
Today · 4.125%
HK$170,837
baseline
▲ 0.50% · 4.625%
HK$179,842
+HK$9,005/mo
Deposit HK$21.30M · loan HK$31.95M · min. income ≈ HK$341,674/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,973
−HK$10,659/mo
▼ 0.25% · 3.875%
HK$175,260
−HK$5,372/mo
Today · 4.125%
HK$180,632
baseline
▲ 0.50% · 4.625%
HK$191,623
+HK$10,991/mo
Deposit HK$15.97M · loan HK$37.27M · min. income ≈ HK$361,264/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,094
−HK$10,216/mo
▼ 0.25% · 3.875%
HK$194,165
−HK$5,145/mo
Today · 4.125%
HK$199,310
baseline
▲ 0.50% · 4.625%
HK$209,816
+HK$10,506/mo
Deposit HK$15.97M · loan HK$37.27M · min. income ≈ HK$398,620/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,537
−HK$13,704/mo
▼ 0.25% · 3.875%
HK$225,335
−HK$6,906/mo
Today · 4.125%
HK$232,241
baseline
▲ 0.50% · 4.625%
HK$246,373
+HK$14,132/mo
Deposit HK$5.32M · loan HK$47.92M · min. income ≈ HK$464,482/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,120
−HK$13,135/mo
▼ 0.25% · 3.875%
HK$249,641
−HK$6,614/mo
Today · 4.125%
HK$256,255
baseline
▲ 0.50% · 4.625%
HK$269,763
+HK$13,508/mo
Deposit HK$5.32M · loan HK$47.92M · min. income ≈ HK$512,510/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,262,861 · Scale 2, in force from 26 Feb 2026)