LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,416
−HK$7,614/mo
▼ 0.25% · 3.875%
HK$125,193
−HK$3,837/mo
Today · 4.125%
HK$129,030
baseline
▲ 0.50% · 4.625%
HK$136,881
+HK$7,851/mo
Deposit HK$26.62M · loan HK$26.62M · min. income ≈ HK$258,060/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,074
−HK$7,297/mo
▼ 0.25% · 3.875%
HK$138,696
−HK$3,675/mo
Today · 4.125%
HK$142,371
baseline
▲ 0.50% · 4.625%
HK$149,876
+HK$7,505/mo
Deposit HK$26.62M · loan HK$26.62M · min. income ≈ HK$284,742/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,699
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$150,231
−HK$4,605/mo
Today · 4.125%
HK$154,836
baseline
▲ 0.50% · 4.625%
HK$164,257
+HK$9,421/mo
Deposit HK$21.30M · loan HK$31.95M · min. income ≈ HK$309,672/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,089
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$166,436
−HK$4,410/mo
Today · 4.125%
HK$170,846
baseline
▲ 0.50% · 4.625%
HK$179,851
+HK$9,005/mo
Deposit HK$21.30M · loan HK$31.95M · min. income ≈ HK$341,692/mo (50% DSR)
Upfront cash ≈ HK$23.56M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$169,982
−HK$10,660/mo
▼ 0.25% · 3.875%
HK$175,270
−HK$5,372/mo
Today · 4.125%
HK$180,642
baseline
▲ 0.50% · 4.625%
HK$191,633
+HK$10,991/mo
Deposit HK$15.97M · loan HK$37.27M · min. income ≈ HK$361,284/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,103
−HK$10,217/mo
▼ 0.25% · 3.875%
HK$194,175
−HK$5,145/mo
Today · 4.125%
HK$199,320
baseline
▲ 0.50% · 4.625%
HK$209,827
+HK$10,507/mo
Deposit HK$15.97M · loan HK$37.27M · min. income ≈ HK$398,640/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,548
−HK$13,705/mo
▼ 0.25% · 3.875%
HK$225,347
−HK$6,906/mo
Today · 4.125%
HK$232,253
baseline
▲ 0.50% · 4.625%
HK$246,385
+HK$14,132/mo
Deposit HK$5.32M · loan HK$47.92M · min. income ≈ HK$464,506/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,133
−HK$13,136/mo
▼ 0.25% · 3.875%
HK$249,654
−HK$6,615/mo
Today · 4.125%
HK$256,269
baseline
▲ 0.50% · 4.625%
HK$269,777
+HK$13,508/mo
Deposit HK$5.32M · loan HK$47.92M · min. income ≈ HK$512,538/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,262,979 · Scale 2, in force from 26 Feb 2026)