LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,142
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,520
−HK$384/mo
Today · 4.125%
HK$12,904
baseline
▲ 0.50% · 4.625%
HK$13,689
+HK$785/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,808/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,508
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,870
−HK$368/mo
Today · 4.125%
HK$14,238
baseline
▲ 0.50% · 4.625%
HK$14,988
+HK$750/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,476/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,571
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,024
−HK$460/mo
Today · 4.125%
HK$15,484
baseline
▲ 0.50% · 4.625%
HK$16,427
+HK$943/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$30,968/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,210
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,644
−HK$441/mo
Today · 4.125%
HK$17,085
baseline
▲ 0.50% · 4.625%
HK$17,986
+HK$901/mo
Deposit HK$2.13M · loan HK$3.19M · min. income ≈ HK$34,170/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,999
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,528
−HK$537/mo
Today · 4.125%
HK$18,065
baseline
▲ 0.50% · 4.625%
HK$19,164
+HK$1,099/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,130/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,911
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,418
−HK$515/mo
Today · 4.125%
HK$19,933
baseline
▲ 0.50% · 4.625%
HK$20,984
+HK$1,051/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,866/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,856
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,536
−HK$690/mo
Today · 4.125%
HK$23,226
baseline
▲ 0.50% · 4.625%
HK$24,640
+HK$1,414/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$46,452/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,315
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,967
−HK$661/mo
Today · 4.125%
HK$25,628
baseline
▲ 0.50% · 4.625%
HK$26,979
+HK$1,351/mo
Deposit HK$532K · loan HK$4.79M · min. income ≈ HK$51,256/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,811 · Scale 2, in force from 26 Feb 2026)