LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,436
−HK$7,615/mo
▼ 0.25% · 3.875%
HK$125,213
−HK$3,838/mo
Today · 4.125%
HK$129,051
baseline
▲ 0.50% · 4.625%
HK$136,903
+HK$7,852/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$258,102/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,096
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,719
−HK$3,676/mo
Today · 4.125%
HK$142,395
baseline
▲ 0.50% · 4.625%
HK$149,901
+HK$7,506/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$284,790/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,723
−HK$9,138/mo
▼ 0.25% · 3.875%
HK$150,256
−HK$4,605/mo
Today · 4.125%
HK$154,861
baseline
▲ 0.50% · 4.625%
HK$164,284
+HK$9,423/mo
Deposit HK$21.30M · loan HK$31.95M · min. income ≈ HK$309,722/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,115
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$166,463
−HK$4,411/mo
Today · 4.125%
HK$170,874
baseline
▲ 0.50% · 4.625%
HK$179,881
+HK$9,007/mo
Deposit HK$21.30M · loan HK$31.95M · min. income ≈ HK$341,748/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,010
−HK$10,661/mo
▼ 0.25% · 3.875%
HK$175,298
−HK$5,373/mo
Today · 4.125%
HK$180,671
baseline
▲ 0.50% · 4.625%
HK$191,665
+HK$10,994/mo
Deposit HK$15.98M · loan HK$37.28M · min. income ≈ HK$361,342/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,135
−HK$10,218/mo
▼ 0.25% · 3.875%
HK$194,207
−HK$5,146/mo
Today · 4.125%
HK$199,353
baseline
▲ 0.50% · 4.625%
HK$209,861
+HK$10,508/mo
Deposit HK$15.98M · loan HK$37.28M · min. income ≈ HK$398,706/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,585
−HK$13,707/mo
▼ 0.25% · 3.875%
HK$225,384
−HK$6,908/mo
Today · 4.125%
HK$232,292
baseline
▲ 0.50% · 4.625%
HK$246,426
+HK$14,134/mo
Deposit HK$5.33M · loan HK$47.93M · min. income ≈ HK$464,584/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,173
−HK$13,138/mo
▼ 0.25% · 3.875%
HK$249,695
−HK$6,616/mo
Today · 4.125%
HK$256,311
baseline
▲ 0.50% · 4.625%
HK$269,822
+HK$13,511/mo
Deposit HK$5.33M · loan HK$47.93M · min. income ≈ HK$512,622/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,353 · Scale 2, in force from 26 Feb 2026)