LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,144
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,521
−HK$384/mo
Today · 4.125%
HK$12,905
baseline
▲ 0.50% · 4.625%
HK$13,690
+HK$785/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,810/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,510
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,872
−HK$368/mo
Today · 4.125%
HK$14,240
baseline
▲ 0.50% · 4.625%
HK$14,990
+HK$750/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,480/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,572
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,026
−HK$460/mo
Today · 4.125%
HK$15,486
baseline
▲ 0.50% · 4.625%
HK$16,429
+HK$943/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$30,972/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,212
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,646
−HK$442/mo
Today · 4.125%
HK$17,088
baseline
▲ 0.50% · 4.625%
HK$17,988
+HK$900/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,176/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,001
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,530
−HK$537/mo
Today · 4.125%
HK$18,067
baseline
▲ 0.50% · 4.625%
HK$19,167
+HK$1,100/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,134/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,914
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$19,421
−HK$514/mo
Today · 4.125%
HK$19,935
baseline
▲ 0.50% · 4.625%
HK$20,986
+HK$1,051/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,870/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,859
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$22,539
−HK$690/mo
Today · 4.125%
HK$23,229
baseline
▲ 0.50% · 4.625%
HK$24,643
+HK$1,414/mo
Deposit HK$533K · loan HK$4.79M · min. income ≈ HK$46,458/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,318
−HK$1,313/mo
▼ 0.25% · 3.875%
HK$24,970
−HK$661/mo
Today · 4.125%
HK$25,631
baseline
▲ 0.50% · 4.625%
HK$26,982
+HK$1,351/mo
Deposit HK$533K · loan HK$4.79M · min. income ≈ HK$51,262/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$119,826 · Scale 2, in force from 26 Feb 2026)