LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,444
−HK$7,616/mo
▼ 0.25% · 3.875%
HK$125,222
−HK$3,838/mo
Today · 4.125%
HK$129,060
baseline
▲ 0.50% · 4.625%
HK$136,913
+HK$7,853/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$258,120/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,106
−HK$7,299/mo
▼ 0.25% · 3.875%
HK$138,729
−HK$3,676/mo
Today · 4.125%
HK$142,405
baseline
▲ 0.50% · 4.625%
HK$149,911
+HK$7,506/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$284,810/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,733
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,266
−HK$4,606/mo
Today · 4.125%
HK$154,872
baseline
▲ 0.50% · 4.625%
HK$164,296
+HK$9,424/mo
Deposit HK$21.30M · loan HK$31.96M · min. income ≈ HK$309,744/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,127
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$166,475
−HK$4,411/mo
Today · 4.125%
HK$170,886
baseline
▲ 0.50% · 4.625%
HK$179,894
+HK$9,008/mo
Deposit HK$21.30M · loan HK$31.96M · min. income ≈ HK$341,772/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,022
−HK$10,662/mo
▼ 0.25% · 3.875%
HK$175,311
−HK$5,373/mo
Today · 4.125%
HK$180,684
baseline
▲ 0.50% · 4.625%
HK$191,678
+HK$10,994/mo
Deposit HK$15.98M · loan HK$37.28M · min. income ≈ HK$361,368/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,148
−HK$10,219/mo
▼ 0.25% · 3.875%
HK$194,221
−HK$5,146/mo
Today · 4.125%
HK$199,367
baseline
▲ 0.50% · 4.625%
HK$209,876
+HK$10,509/mo
Deposit HK$15.98M · loan HK$37.28M · min. income ≈ HK$398,734/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,600
−HK$13,708/mo
▼ 0.25% · 3.875%
HK$225,400
−HK$6,908/mo
Today · 4.125%
HK$232,308
baseline
▲ 0.50% · 4.625%
HK$246,443
+HK$14,135/mo
Deposit HK$5.33M · loan HK$47.93M · min. income ≈ HK$464,616/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,190
−HK$13,139/mo
▼ 0.25% · 3.875%
HK$249,712
−HK$6,617/mo
Today · 4.125%
HK$256,329
baseline
▲ 0.50% · 4.625%
HK$269,840
+HK$13,511/mo
Deposit HK$5.33M · loan HK$47.93M · min. income ≈ HK$512,658/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,512 · Scale 2, in force from 26 Feb 2026)