LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,465
−HK$7,617/mo
▼ 0.25% · 3.875%
HK$125,244
−HK$3,838/mo
Today · 4.125%
HK$129,082
baseline
▲ 0.50% · 4.625%
HK$136,937
+HK$7,855/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$258,164/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,129
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$138,753
−HK$3,677/mo
Today · 4.125%
HK$142,430
baseline
▲ 0.50% · 4.625%
HK$149,937
+HK$7,507/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$284,860/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,758
−HK$9,141/mo
▼ 0.25% · 3.875%
HK$150,292
−HK$4,607/mo
Today · 4.125%
HK$154,899
baseline
▲ 0.50% · 4.625%
HK$164,324
+HK$9,425/mo
Deposit HK$21.31M · loan HK$31.96M · min. income ≈ HK$309,798/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,155
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,504
−HK$4,411/mo
Today · 4.125%
HK$170,915
baseline
▲ 0.50% · 4.625%
HK$179,925
+HK$9,010/mo
Deposit HK$21.31M · loan HK$31.96M · min. income ≈ HK$341,830/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,051
−HK$10,664/mo
▼ 0.25% · 3.875%
HK$175,341
−HK$5,374/mo
Today · 4.125%
HK$180,715
baseline
▲ 0.50% · 4.625%
HK$191,711
+HK$10,996/mo
Deposit HK$15.98M · loan HK$37.29M · min. income ≈ HK$361,430/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,180
−HK$10,221/mo
▼ 0.25% · 3.875%
HK$194,254
−HK$5,147/mo
Today · 4.125%
HK$199,401
baseline
▲ 0.50% · 4.625%
HK$209,912
+HK$10,511/mo
Deposit HK$15.98M · loan HK$37.29M · min. income ≈ HK$398,802/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,638
−HK$13,710/mo
▼ 0.25% · 3.875%
HK$225,438
−HK$6,910/mo
Today · 4.125%
HK$232,348
baseline
▲ 0.50% · 4.625%
HK$246,486
+HK$14,138/mo
Deposit HK$5.33M · loan HK$47.94M · min. income ≈ HK$464,696/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,232
−HK$13,141/mo
▼ 0.25% · 3.875%
HK$249,755
−HK$6,618/mo
Today · 4.125%
HK$256,373
baseline
▲ 0.50% · 4.625%
HK$269,887
+HK$13,514/mo
Deposit HK$5.33M · loan HK$47.94M · min. income ≈ HK$512,746/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,902 · Scale 2, in force from 26 Feb 2026)