LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,468
−HK$7,617/mo
▼ 0.25% · 3.875%
HK$125,246
−HK$3,839/mo
Today · 4.125%
HK$129,085
baseline
▲ 0.50% · 4.625%
HK$136,940
+HK$7,855/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$258,170/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,132
−HK$7,301/mo
▼ 0.25% · 3.875%
HK$138,756
−HK$3,677/mo
Today · 4.125%
HK$142,433
baseline
▲ 0.50% · 4.625%
HK$149,941
+HK$7,508/mo
Deposit HK$26.63M · loan HK$26.63M · min. income ≈ HK$284,866/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,762
−HK$9,140/mo
▼ 0.25% · 3.875%
HK$150,296
−HK$4,606/mo
Today · 4.125%
HK$154,902
baseline
▲ 0.50% · 4.625%
HK$164,328
+HK$9,426/mo
Deposit HK$21.31M · loan HK$31.96M · min. income ≈ HK$309,804/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,158
−HK$8,761/mo
▼ 0.25% · 3.875%
HK$166,507
−HK$4,412/mo
Today · 4.125%
HK$170,919
baseline
▲ 0.50% · 4.625%
HK$179,929
+HK$9,010/mo
Deposit HK$21.31M · loan HK$31.96M · min. income ≈ HK$341,838/mo (50% DSR)
Upfront cash ≈ HK$23.57M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,055
−HK$10,664/mo
▼ 0.25% · 3.875%
HK$175,345
−HK$5,374/mo
Today · 4.125%
HK$180,719
baseline
▲ 0.50% · 4.625%
HK$191,716
+HK$10,997/mo
Deposit HK$15.98M · loan HK$37.29M · min. income ≈ HK$361,438/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,185
−HK$10,221/mo
▼ 0.25% · 3.875%
HK$194,259
−HK$5,147/mo
Today · 4.125%
HK$199,406
baseline
▲ 0.50% · 4.625%
HK$209,917
+HK$10,511/mo
Deposit HK$15.98M · loan HK$37.29M · min. income ≈ HK$398,812/mo (50% DSR)
Upfront cash ≈ HK$18.24M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,642
−HK$13,711/mo
▼ 0.25% · 3.875%
HK$225,443
−HK$6,910/mo
Today · 4.125%
HK$232,353
baseline
▲ 0.50% · 4.625%
HK$246,491
+HK$14,138/mo
Deposit HK$5.33M · loan HK$47.94M · min. income ≈ HK$464,706/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,238
−HK$13,141/mo
▼ 0.25% · 3.875%
HK$249,761
−HK$6,618/mo
Today · 4.125%
HK$256,379
baseline
▲ 0.50% · 4.625%
HK$269,893
+HK$13,514/mo
Deposit HK$5.33M · loan HK$47.94M · min. income ≈ HK$512,758/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,263,952 · Scale 2, in force from 26 Feb 2026)