LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,150
−HK$761/mo
▼ 0.25% · 3.875%
HK$12,528
−HK$383/mo
Today · 4.125%
HK$12,911
baseline
▲ 0.50% · 4.625%
HK$13,697
+HK$786/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,822/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,516
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,879
−HK$368/mo
Today · 4.125%
HK$14,247
baseline
▲ 0.50% · 4.625%
HK$14,997
+HK$750/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,494/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,580
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,033
−HK$461/mo
Today · 4.125%
HK$15,494
baseline
▲ 0.50% · 4.625%
HK$16,437
+HK$943/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$30,988/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,220
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,655
−HK$441/mo
Today · 4.125%
HK$17,096
baseline
▲ 0.50% · 4.625%
HK$17,997
+HK$901/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,192/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,009
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,539
−HK$537/mo
Today · 4.125%
HK$18,076
baseline
▲ 0.50% · 4.625%
HK$19,176
+HK$1,100/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,152/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,923
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,430
−HK$515/mo
Today · 4.125%
HK$19,945
baseline
▲ 0.50% · 4.625%
HK$20,996
+HK$1,051/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,890/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,869
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,550
−HK$691/mo
Today · 4.125%
HK$23,241
baseline
▲ 0.50% · 4.625%
HK$24,655
+HK$1,414/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,482/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,329
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,982
−HK$662/mo
Today · 4.125%
HK$25,644
baseline
▲ 0.50% · 4.625%
HK$26,995
+HK$1,351/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,288/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,884 · Scale 2, in force from 26 Feb 2026)