LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,505
−HK$7,619/mo
▼ 0.25% · 3.875%
HK$125,284
−HK$3,840/mo
Today · 4.125%
HK$129,124
baseline
▲ 0.50% · 4.625%
HK$136,981
+HK$7,857/mo
Deposit HK$26.64M · loan HK$26.64M · min. income ≈ HK$258,248/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,173
−HK$7,303/mo
▼ 0.25% · 3.875%
HK$138,798
−HK$3,678/mo
Today · 4.125%
HK$142,476
baseline
▲ 0.50% · 4.625%
HK$149,986
+HK$7,510/mo
Deposit HK$26.64M · loan HK$26.64M · min. income ≈ HK$284,952/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,806
−HK$9,143/mo
▼ 0.25% · 3.875%
HK$150,341
−HK$4,608/mo
Today · 4.125%
HK$154,949
baseline
▲ 0.50% · 4.625%
HK$164,377
+HK$9,428/mo
Deposit HK$21.31M · loan HK$31.97M · min. income ≈ HK$309,898/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,207
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$166,557
−HK$4,414/mo
Today · 4.125%
HK$170,971
baseline
▲ 0.50% · 4.625%
HK$179,983
+HK$9,012/mo
Deposit HK$21.31M · loan HK$31.97M · min. income ≈ HK$341,942/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,106
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$175,398
−HK$5,376/mo
Today · 4.125%
HK$180,774
baseline
▲ 0.50% · 4.625%
HK$191,773
+HK$10,999/mo
Deposit HK$15.99M · loan HK$37.30M · min. income ≈ HK$361,548/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,242
−HK$10,224/mo
▼ 0.25% · 3.875%
HK$194,317
−HK$5,149/mo
Today · 4.125%
HK$199,466
baseline
▲ 0.50% · 4.625%
HK$209,980
+HK$10,514/mo
Deposit HK$15.99M · loan HK$37.30M · min. income ≈ HK$398,932/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,708
−HK$13,715/mo
▼ 0.25% · 3.875%
HK$225,511
−HK$6,912/mo
Today · 4.125%
HK$232,423
baseline
▲ 0.50% · 4.625%
HK$246,566
+HK$14,143/mo
Deposit HK$5.33M · loan HK$47.96M · min. income ≈ HK$464,846/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,311
−HK$13,145/mo
▼ 0.25% · 3.875%
HK$249,836
−HK$6,620/mo
Today · 4.125%
HK$256,456
baseline
▲ 0.50% · 4.625%
HK$269,974
+HK$13,518/mo
Deposit HK$5.33M · loan HK$47.96M · min. income ≈ HK$512,912/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,264,634 · Scale 2, in force from 26 Feb 2026)