LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,151
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,529
−HK$384/mo
Today · 4.125%
HK$12,913
baseline
▲ 0.50% · 4.625%
HK$13,699
+HK$786/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$25,826/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,518
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,880
−HK$368/mo
Today · 4.125%
HK$14,248
baseline
▲ 0.50% · 4.625%
HK$14,999
+HK$751/mo
Deposit HK$2.66M · loan HK$2.66M · min. income ≈ HK$28,496/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,581
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,035
−HK$461/mo
Today · 4.125%
HK$15,496
baseline
▲ 0.50% · 4.625%
HK$16,439
+HK$943/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$30,992/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,222
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,657
−HK$441/mo
Today · 4.125%
HK$17,098
baseline
▲ 0.50% · 4.625%
HK$17,999
+HK$901/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,196/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,012
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$17,541
−HK$537/mo
Today · 4.125%
HK$18,078
baseline
▲ 0.50% · 4.625%
HK$19,178
+HK$1,100/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,156/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,925
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,433
−HK$515/mo
Today · 4.125%
HK$19,948
baseline
▲ 0.50% · 4.625%
HK$20,999
+HK$1,051/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,896/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,872
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,552
−HK$692/mo
Today · 4.125%
HK$23,244
baseline
▲ 0.50% · 4.625%
HK$24,658
+HK$1,414/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,488/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,332
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,985
−HK$662/mo
Today · 4.125%
HK$25,647
baseline
▲ 0.50% · 4.625%
HK$26,999
+HK$1,352/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,294/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,899 · Scale 2, in force from 26 Feb 2026)