LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,519
−HK$7,620/mo
▼ 0.25% · 3.875%
HK$125,298
−HK$3,841/mo
Today · 4.125%
HK$129,139
baseline
▲ 0.50% · 4.625%
HK$136,997
+HK$7,858/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$258,278/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,188
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$138,814
−HK$3,678/mo
Today · 4.125%
HK$142,492
baseline
▲ 0.50% · 4.625%
HK$150,003
+HK$7,511/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$284,984/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,822
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,358
−HK$4,609/mo
Today · 4.125%
HK$154,967
baseline
▲ 0.50% · 4.625%
HK$164,396
+HK$9,429/mo
Deposit HK$21.32M · loan HK$31.97M · min. income ≈ HK$309,934/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,226
−HK$8,764/mo
▼ 0.25% · 3.875%
HK$166,577
−HK$4,413/mo
Today · 4.125%
HK$170,990
baseline
▲ 0.50% · 4.625%
HK$180,003
+HK$9,013/mo
Deposit HK$21.32M · loan HK$31.97M · min. income ≈ HK$341,980/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,126
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$175,418
−HK$5,376/mo
Today · 4.125%
HK$180,794
baseline
▲ 0.50% · 4.625%
HK$191,795
+HK$11,001/mo
Deposit HK$15.99M · loan HK$37.30M · min. income ≈ HK$361,588/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,263
−HK$10,226/mo
▼ 0.25% · 3.875%
HK$194,339
−HK$5,150/mo
Today · 4.125%
HK$199,489
baseline
▲ 0.50% · 4.625%
HK$210,004
+HK$10,515/mo
Deposit HK$15.99M · loan HK$37.30M · min. income ≈ HK$398,978/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,733
−HK$13,717/mo
▼ 0.25% · 3.875%
HK$225,537
−HK$6,913/mo
Today · 4.125%
HK$232,450
baseline
▲ 0.50% · 4.625%
HK$246,594
+HK$14,144/mo
Deposit HK$5.33M · loan HK$47.96M · min. income ≈ HK$464,900/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,339
−HK$13,147/mo
▼ 0.25% · 3.875%
HK$249,865
−HK$6,621/mo
Today · 4.125%
HK$256,486
baseline
▲ 0.50% · 4.625%
HK$270,005
+HK$13,519/mo
Deposit HK$5.33M · loan HK$47.96M · min. income ≈ HK$512,972/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,264,894 · Scale 2, in force from 26 Feb 2026)