LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,520
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,300
−HK$3,841/mo
Today · 4.125%
HK$129,141
baseline
▲ 0.50% · 4.625%
HK$136,999
+HK$7,858/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$258,282/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,190
−HK$7,304/mo
▼ 0.25% · 3.875%
HK$138,816
−HK$3,678/mo
Today · 4.125%
HK$142,494
baseline
▲ 0.50% · 4.625%
HK$150,005
+HK$7,511/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$284,988/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,825
−HK$9,144/mo
▼ 0.25% · 3.875%
HK$150,361
−HK$4,608/mo
Today · 4.125%
HK$154,969
baseline
▲ 0.50% · 4.625%
HK$164,399
+HK$9,430/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$309,938/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,228
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$166,579
−HK$4,414/mo
Today · 4.125%
HK$170,993
baseline
▲ 0.50% · 4.625%
HK$180,006
+HK$9,013/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$341,986/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,129
−HK$10,668/mo
▼ 0.25% · 3.875%
HK$175,421
−HK$5,376/mo
Today · 4.125%
HK$180,797
baseline
▲ 0.50% · 4.625%
HK$191,798
+HK$11,001/mo
Deposit HK$15.99M · loan HK$37.30M · min. income ≈ HK$361,594/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,266
−HK$10,226/mo
▼ 0.25% · 3.875%
HK$194,342
−HK$5,150/mo
Today · 4.125%
HK$199,492
baseline
▲ 0.50% · 4.625%
HK$210,007
+HK$10,515/mo
Deposit HK$15.99M · loan HK$37.30M · min. income ≈ HK$398,984/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,737
−HK$13,717/mo
▼ 0.25% · 3.875%
HK$225,541
−HK$6,913/mo
Today · 4.125%
HK$232,454
baseline
▲ 0.50% · 4.625%
HK$246,598
+HK$14,144/mo
Deposit HK$5.33M · loan HK$47.96M · min. income ≈ HK$464,908/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,343
−HK$13,147/mo
▼ 0.25% · 3.875%
HK$249,869
−HK$6,621/mo
Today · 4.125%
HK$256,490
baseline
▲ 0.50% · 4.625%
HK$270,009
+HK$13,519/mo
Deposit HK$5.33M · loan HK$47.96M · min. income ≈ HK$512,980/mo (50% DSR)
Upfront cash ≈ HK$7.59M (deposit + AVD stamp duty HK$2,264,930 · Scale 2, in force from 26 Feb 2026)