LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,534
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,314
−HK$3,841/mo
Today · 4.125%
HK$129,155
baseline
▲ 0.50% · 4.625%
HK$137,014
+HK$7,859/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$258,310/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,205
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,831
−HK$3,679/mo
Today · 4.125%
HK$142,510
baseline
▲ 0.50% · 4.625%
HK$150,022
+HK$7,512/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$285,020/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,841
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,377
−HK$4,609/mo
Today · 4.125%
HK$154,986
baseline
▲ 0.50% · 4.625%
HK$164,417
+HK$9,431/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$309,972/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,246
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$166,598
−HK$4,414/mo
Today · 4.125%
HK$171,012
baseline
▲ 0.50% · 4.625%
HK$180,026
+HK$9,014/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$342,024/mo (50% DSR)
Upfront cash ≈ HK$23.58M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,148
−HK$10,669/mo
▼ 0.25% · 3.875%
HK$175,440
−HK$5,377/mo
Today · 4.125%
HK$180,817
baseline
▲ 0.50% · 4.625%
HK$191,820
+HK$11,003/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$361,634/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,287
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$194,364
−HK$5,150/mo
Today · 4.125%
HK$199,514
baseline
▲ 0.50% · 4.625%
HK$210,031
+HK$10,517/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$399,028/mo (50% DSR)
Upfront cash ≈ HK$18.25M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,761
−HK$13,718/mo
▼ 0.25% · 3.875%
HK$225,566
−HK$6,913/mo
Today · 4.125%
HK$232,479
baseline
▲ 0.50% · 4.625%
HK$246,625
+HK$14,146/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$464,958/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,370
−HK$13,148/mo
▼ 0.25% · 3.875%
HK$249,897
−HK$6,621/mo
Today · 4.125%
HK$256,518
baseline
▲ 0.50% · 4.625%
HK$270,040
+HK$13,522/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$513,036/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,182 · Scale 2, in force from 26 Feb 2026)