LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,538
−HK$7,621/mo
▼ 0.25% · 3.875%
HK$125,318
−HK$3,841/mo
Today · 4.125%
HK$129,159
baseline
▲ 0.50% · 4.625%
HK$137,018
+HK$7,859/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$258,318/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,209
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,836
−HK$3,678/mo
Today · 4.125%
HK$142,514
baseline
▲ 0.50% · 4.625%
HK$150,026
+HK$7,512/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$285,028/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,845
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$150,382
−HK$4,609/mo
Today · 4.125%
HK$154,991
baseline
▲ 0.50% · 4.625%
HK$164,422
+HK$9,431/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$309,982/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,251
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$166,603
−HK$4,414/mo
Today · 4.125%
HK$171,017
baseline
▲ 0.50% · 4.625%
HK$180,032
+HK$9,015/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$342,034/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,153
−HK$10,670/mo
▼ 0.25% · 3.875%
HK$175,445
−HK$5,378/mo
Today · 4.125%
HK$180,823
baseline
▲ 0.50% · 4.625%
HK$191,825
+HK$11,002/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$361,646/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,293
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$194,370
−HK$5,150/mo
Today · 4.125%
HK$199,520
baseline
▲ 0.50% · 4.625%
HK$210,037
+HK$10,517/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$399,040/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,768
−HK$13,718/mo
▼ 0.25% · 3.875%
HK$225,573
−HK$6,913/mo
Today · 4.125%
HK$232,486
baseline
▲ 0.50% · 4.625%
HK$246,633
+HK$14,147/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$464,972/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,377
−HK$13,149/mo
▼ 0.25% · 3.875%
HK$249,904
−HK$6,622/mo
Today · 4.125%
HK$256,526
baseline
▲ 0.50% · 4.625%
HK$270,048
+HK$13,522/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$513,052/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,250 · Scale 2, in force from 26 Feb 2026)