LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,542
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$125,323
−HK$3,841/mo
Today · 4.125%
HK$129,164
baseline
▲ 0.50% · 4.625%
HK$137,023
+HK$7,859/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$258,328/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,215
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,841
−HK$3,679/mo
Today · 4.125%
HK$142,520
baseline
▲ 0.50% · 4.625%
HK$150,032
+HK$7,512/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$285,040/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,851
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$150,387
−HK$4,610/mo
Today · 4.125%
HK$154,997
baseline
▲ 0.50% · 4.625%
HK$164,428
+HK$9,431/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$309,994/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,257
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$166,609
−HK$4,415/mo
Today · 4.125%
HK$171,024
baseline
▲ 0.50% · 4.625%
HK$180,039
+HK$9,015/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$342,048/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,159
−HK$10,671/mo
▼ 0.25% · 3.875%
HK$175,452
−HK$5,378/mo
Today · 4.125%
HK$180,830
baseline
▲ 0.50% · 4.625%
HK$191,833
+HK$11,003/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$361,660/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,300
−HK$10,228/mo
▼ 0.25% · 3.875%
HK$194,377
−HK$5,151/mo
Today · 4.125%
HK$199,528
baseline
▲ 0.50% · 4.625%
HK$210,045
+HK$10,517/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$399,056/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,776
−HK$13,719/mo
▼ 0.25% · 3.875%
HK$225,581
−HK$6,914/mo
Today · 4.125%
HK$232,495
baseline
▲ 0.50% · 4.625%
HK$246,642
+HK$14,147/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$464,990/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,386
−HK$13,150/mo
▼ 0.25% · 3.875%
HK$249,914
−HK$6,622/mo
Today · 4.125%
HK$256,536
baseline
▲ 0.50% · 4.625%
HK$270,058
+HK$13,522/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$513,072/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,336 · Scale 2, in force from 26 Feb 2026)