LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,544
−HK$7,622/mo
▼ 0.25% · 3.875%
HK$125,325
−HK$3,841/mo
Today · 4.125%
HK$129,166
baseline
▲ 0.50% · 4.625%
HK$137,026
+HK$7,860/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$258,332/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,217
−HK$7,305/mo
▼ 0.25% · 3.875%
HK$138,843
−HK$3,679/mo
Today · 4.125%
HK$142,522
baseline
▲ 0.50% · 4.625%
HK$150,035
+HK$7,513/mo
Deposit HK$26.65M · loan HK$26.65M · min. income ≈ HK$285,044/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,853
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$150,390
−HK$4,610/mo
Today · 4.125%
HK$155,000
baseline
▲ 0.50% · 4.625%
HK$164,431
+HK$9,431/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$310,000/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,260
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$166,612
−HK$4,415/mo
Today · 4.125%
HK$171,027
baseline
▲ 0.50% · 4.625%
HK$180,042
+HK$9,015/mo
Deposit HK$21.32M · loan HK$31.98M · min. income ≈ HK$342,054/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,162
−HK$10,671/mo
▼ 0.25% · 3.875%
HK$175,455
−HK$5,378/mo
Today · 4.125%
HK$180,833
baseline
▲ 0.50% · 4.625%
HK$191,836
+HK$11,003/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$361,666/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,304
−HK$10,227/mo
▼ 0.25% · 3.875%
HK$194,381
−HK$5,150/mo
Today · 4.125%
HK$199,531
baseline
▲ 0.50% · 4.625%
HK$210,049
+HK$10,518/mo
Deposit HK$15.99M · loan HK$37.31M · min. income ≈ HK$399,062/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,780
−HK$13,720/mo
▼ 0.25% · 3.875%
HK$225,585
−HK$6,915/mo
Today · 4.125%
HK$232,500
baseline
▲ 0.50% · 4.625%
HK$246,647
+HK$14,147/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$465,000/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,391
−HK$13,149/mo
▼ 0.25% · 3.875%
HK$249,918
−HK$6,622/mo
Today · 4.125%
HK$256,540
baseline
▲ 0.50% · 4.625%
HK$270,063
+HK$13,523/mo
Deposit HK$5.33M · loan HK$47.97M · min. income ≈ HK$513,080/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,265,378 · Scale 2, in force from 26 Feb 2026)