LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,155
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,533
−HK$385/mo
Today · 4.125%
HK$12,918
baseline
▲ 0.50% · 4.625%
HK$13,704
+HK$786/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,836/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,523
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,885
−HK$368/mo
Today · 4.125%
HK$14,253
baseline
▲ 0.50% · 4.625%
HK$15,005
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,506/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,586
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,040
−HK$461/mo
Today · 4.125%
HK$15,501
baseline
▲ 0.50% · 4.625%
HK$16,444
+HK$943/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,002/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,227
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,662
−HK$442/mo
Today · 4.125%
HK$17,104
baseline
▲ 0.50% · 4.625%
HK$18,005
+HK$901/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,208/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,017
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,547
−HK$538/mo
Today · 4.125%
HK$18,085
baseline
▲ 0.50% · 4.625%
HK$19,185
+HK$1,100/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,170/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,932
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$19,439
−HK$515/mo
Today · 4.125%
HK$19,954
baseline
▲ 0.50% · 4.625%
HK$21,006
+HK$1,052/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,908/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,879
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,560
−HK$692/mo
Today · 4.125%
HK$23,252
baseline
▲ 0.50% · 4.625%
HK$24,666
+HK$1,414/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,504/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,341
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,994
−HK$662/mo
Today · 4.125%
HK$25,656
baseline
▲ 0.50% · 4.625%
HK$27,008
+HK$1,352/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,312/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,940 · Scale 2, in force from 26 Feb 2026)