LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,156
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,534
−HK$385/mo
Today · 4.125%
HK$12,919
baseline
▲ 0.50% · 4.625%
HK$13,705
+HK$786/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,838/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,524
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,886
−HK$368/mo
Today · 4.125%
HK$14,254
baseline
▲ 0.50% · 4.625%
HK$15,006
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,508/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,587
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,041
−HK$461/mo
Today · 4.125%
HK$15,502
baseline
▲ 0.50% · 4.625%
HK$16,446
+HK$944/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,004/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,228
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,664
−HK$441/mo
Today · 4.125%
HK$17,105
baseline
▲ 0.50% · 4.625%
HK$18,007
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,210/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,019
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,548
−HK$538/mo
Today · 4.125%
HK$18,086
baseline
▲ 0.50% · 4.625%
HK$19,186
+HK$1,100/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,172/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,933
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,441
−HK$515/mo
Today · 4.125%
HK$19,956
baseline
▲ 0.50% · 4.625%
HK$21,008
+HK$1,052/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,912/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,881
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,562
−HK$691/mo
Today · 4.125%
HK$23,253
baseline
▲ 0.50% · 4.625%
HK$24,668
+HK$1,415/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,506/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,343
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$24,996
−HK$662/mo
Today · 4.125%
HK$25,658
baseline
▲ 0.50% · 4.625%
HK$27,010
+HK$1,352/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,316/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,950 · Scale 2, in force from 26 Feb 2026)