LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,158
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,536
−HK$384/mo
Today · 4.125%
HK$12,920
baseline
▲ 0.50% · 4.625%
HK$13,706
+HK$786/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,840/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,525
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,888
−HK$368/mo
Today · 4.125%
HK$14,256
baseline
▲ 0.50% · 4.625%
HK$15,007
+HK$751/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,512/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,589
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,043
−HK$461/mo
Today · 4.125%
HK$15,504
baseline
▲ 0.50% · 4.625%
HK$16,447
+HK$943/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,008/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,230
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,665
−HK$442/mo
Today · 4.125%
HK$17,107
baseline
▲ 0.50% · 4.625%
HK$18,009
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,214/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,021
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$17,550
−HK$538/mo
Today · 4.125%
HK$18,088
baseline
▲ 0.50% · 4.625%
HK$19,189
+HK$1,101/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,176/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,935
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,443
−HK$515/mo
Today · 4.125%
HK$19,958
baseline
▲ 0.50% · 4.625%
HK$21,010
+HK$1,052/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,916/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,884
−HK$1,372/mo
▼ 0.25% · 3.875%
HK$22,564
−HK$692/mo
Today · 4.125%
HK$23,256
baseline
▲ 0.50% · 4.625%
HK$24,671
+HK$1,415/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,512/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,345
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$24,998
−HK$663/mo
Today · 4.125%
HK$25,661
baseline
▲ 0.50% · 4.625%
HK$27,013
+HK$1,352/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,322/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,963 · Scale 2, in force from 26 Feb 2026)