LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,580
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$125,362
−HK$3,842/mo
Today · 4.125%
HK$129,204
baseline
▲ 0.50% · 4.625%
HK$137,066
+HK$7,862/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$258,408/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,256
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$138,884
−HK$3,680/mo
Today · 4.125%
HK$142,564
baseline
▲ 0.50% · 4.625%
HK$150,078
+HK$7,514/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$285,128/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,896
−HK$9,149/mo
▼ 0.25% · 3.875%
HK$150,434
−HK$4,611/mo
Today · 4.125%
HK$155,045
baseline
▲ 0.50% · 4.625%
HK$164,479
+HK$9,434/mo
Deposit HK$21.33M · loan HK$31.99M · min. income ≈ HK$310,090/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,307
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$166,660
−HK$4,416/mo
Today · 4.125%
HK$171,076
baseline
▲ 0.50% · 4.625%
HK$180,094
+HK$9,018/mo
Deposit HK$21.33M · loan HK$31.99M · min. income ≈ HK$342,152/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,212
−HK$10,673/mo
▼ 0.25% · 3.875%
HK$175,506
−HK$5,379/mo
Today · 4.125%
HK$180,885
baseline
▲ 0.50% · 4.625%
HK$191,892
+HK$11,007/mo
Deposit HK$16.00M · loan HK$37.32M · min. income ≈ HK$361,770/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,359
−HK$10,230/mo
▼ 0.25% · 3.875%
HK$194,437
−HK$5,152/mo
Today · 4.125%
HK$199,589
baseline
▲ 0.50% · 4.625%
HK$210,110
+HK$10,521/mo
Deposit HK$16.00M · loan HK$37.32M · min. income ≈ HK$399,178/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,843
−HK$13,724/mo
▼ 0.25% · 3.875%
HK$225,651
−HK$6,916/mo
Today · 4.125%
HK$232,567
baseline
▲ 0.50% · 4.625%
HK$246,718
+HK$14,151/mo
Deposit HK$5.33M · loan HK$47.99M · min. income ≈ HK$465,134/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,461
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$249,991
−HK$6,624/mo
Today · 4.125%
HK$256,615
baseline
▲ 0.50% · 4.625%
HK$270,141
+HK$13,526/mo
Deposit HK$5.33M · loan HK$47.99M · min. income ≈ HK$513,230/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,034 · Scale 2, in force from 26 Feb 2026)