LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,158
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,536
−HK$384/mo
Today · 4.125%
HK$12,920
baseline
▲ 0.50% · 4.625%
HK$13,707
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,840/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,526
−HK$730/mo
▼ 0.25% · 3.875%
HK$13,888
−HK$368/mo
Today · 4.125%
HK$14,256
baseline
▲ 0.50% · 4.625%
HK$15,008
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,512/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,590
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,043
−HK$462/mo
Today · 4.125%
HK$15,505
baseline
▲ 0.50% · 4.625%
HK$16,448
+HK$943/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,010/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,231
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,666
−HK$442/mo
Today · 4.125%
HK$17,108
baseline
▲ 0.50% · 4.625%
HK$18,009
+HK$901/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,216/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,021
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,551
−HK$538/mo
Today · 4.125%
HK$18,089
baseline
▲ 0.50% · 4.625%
HK$19,189
+HK$1,100/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,178/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,936
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,444
−HK$515/mo
Today · 4.125%
HK$19,959
baseline
▲ 0.50% · 4.625%
HK$21,011
+HK$1,052/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,918/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,884
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,565
−HK$692/mo
Today · 4.125%
HK$23,257
baseline
▲ 0.50% · 4.625%
HK$24,672
+HK$1,415/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,514/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,346
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$24,999
−HK$663/mo
Today · 4.125%
HK$25,662
baseline
▲ 0.50% · 4.625%
HK$27,014
+HK$1,352/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,324/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,967 · Scale 2, in force from 26 Feb 2026)