LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,584
−HK$7,624/mo
▼ 0.25% · 3.875%
HK$125,366
−HK$3,842/mo
Today · 4.125%
HK$129,208
baseline
▲ 0.50% · 4.625%
HK$137,070
+HK$7,862/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$258,416/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,261
−HK$7,307/mo
▼ 0.25% · 3.875%
HK$138,888
−HK$3,680/mo
Today · 4.125%
HK$142,568
baseline
▲ 0.50% · 4.625%
HK$150,083
+HK$7,515/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$285,136/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,900
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,439
−HK$4,611/mo
Today · 4.125%
HK$155,050
baseline
▲ 0.50% · 4.625%
HK$164,484
+HK$9,434/mo
Deposit HK$21.33M · loan HK$31.99M · min. income ≈ HK$310,100/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,313
−HK$8,769/mo
▼ 0.25% · 3.875%
HK$166,666
−HK$4,416/mo
Today · 4.125%
HK$171,082
baseline
▲ 0.50% · 4.625%
HK$180,100
+HK$9,018/mo
Deposit HK$21.33M · loan HK$31.99M · min. income ≈ HK$342,164/mo (50% DSR)
Upfront cash ≈ HK$23.59M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,217
−HK$10,674/mo
▼ 0.25% · 3.875%
HK$175,512
−HK$5,379/mo
Today · 4.125%
HK$180,891
baseline
▲ 0.50% · 4.625%
HK$191,898
+HK$11,007/mo
Deposit HK$16.00M · loan HK$37.32M · min. income ≈ HK$361,782/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,365
−HK$10,231/mo
▼ 0.25% · 3.875%
HK$194,443
−HK$5,153/mo
Today · 4.125%
HK$199,596
baseline
▲ 0.50% · 4.625%
HK$210,117
+HK$10,521/mo
Deposit HK$16.00M · loan HK$37.32M · min. income ≈ HK$399,192/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,850
−HK$13,724/mo
▼ 0.25% · 3.875%
HK$225,658
−HK$6,916/mo
Today · 4.125%
HK$232,574
baseline
▲ 0.50% · 4.625%
HK$246,726
+HK$14,152/mo
Deposit HK$5.33M · loan HK$47.99M · min. income ≈ HK$465,148/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,469
−HK$13,154/mo
▼ 0.25% · 3.875%
HK$249,999
−HK$6,624/mo
Today · 4.125%
HK$256,623
baseline
▲ 0.50% · 4.625%
HK$270,150
+HK$13,527/mo
Deposit HK$5.33M · loan HK$47.99M · min. income ≈ HK$513,246/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,107 · Scale 2, in force from 26 Feb 2026)