LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,598
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,381
−HK$3,843/mo
Today · 4.125%
HK$129,224
baseline
▲ 0.50% · 4.625%
HK$137,087
+HK$7,863/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$258,448/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,277
−HK$7,308/mo
▼ 0.25% · 3.875%
HK$138,905
−HK$3,680/mo
Today · 4.125%
HK$142,585
baseline
▲ 0.50% · 4.625%
HK$150,101
+HK$7,516/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$285,170/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,918
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,457
−HK$4,611/mo
Today · 4.125%
HK$155,068
baseline
▲ 0.50% · 4.625%
HK$164,504
+HK$9,436/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$310,136/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,332
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,686
−HK$4,417/mo
Today · 4.125%
HK$171,103
baseline
▲ 0.50% · 4.625%
HK$180,122
+HK$9,019/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$342,206/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,238
−HK$10,675/mo
▼ 0.25% · 3.875%
HK$175,533
−HK$5,380/mo
Today · 4.125%
HK$180,913
baseline
▲ 0.50% · 4.625%
HK$191,921
+HK$11,008/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$361,826/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,388
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$194,467
−HK$5,153/mo
Today · 4.125%
HK$199,620
baseline
▲ 0.50% · 4.625%
HK$210,142
+HK$10,522/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$399,240/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,877
−HK$13,725/mo
▼ 0.25% · 3.875%
HK$225,685
−HK$6,917/mo
Today · 4.125%
HK$232,602
baseline
▲ 0.50% · 4.625%
HK$246,756
+HK$14,154/mo
Deposit HK$5.33M · loan HK$47.99M · min. income ≈ HK$465,204/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,498
−HK$13,156/mo
▼ 0.25% · 3.875%
HK$250,029
−HK$6,625/mo
Today · 4.125%
HK$256,654
baseline
▲ 0.50% · 4.625%
HK$270,182
+HK$13,528/mo
Deposit HK$5.33M · loan HK$47.99M · min. income ≈ HK$513,308/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,380 · Scale 2, in force from 26 Feb 2026)