LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,601
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,384
−HK$3,843/mo
Today · 4.125%
HK$129,227
baseline
▲ 0.50% · 4.625%
HK$137,090
+HK$7,863/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$258,454/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,280
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,908
−HK$3,681/mo
Today · 4.125%
HK$142,589
baseline
▲ 0.50% · 4.625%
HK$150,105
+HK$7,516/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$285,178/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,922
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,461
−HK$4,611/mo
Today · 4.125%
HK$155,072
baseline
▲ 0.50% · 4.625%
HK$164,508
+HK$9,436/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$310,144/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,336
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,690
−HK$4,417/mo
Today · 4.125%
HK$171,107
baseline
▲ 0.50% · 4.625%
HK$180,126
+HK$9,019/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$342,214/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,242
−HK$10,675/mo
▼ 0.25% · 3.875%
HK$175,537
−HK$5,380/mo
Today · 4.125%
HK$180,917
baseline
▲ 0.50% · 4.625%
HK$191,926
+HK$11,009/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$361,834/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,392
−HK$10,233/mo
▼ 0.25% · 3.875%
HK$194,472
−HK$5,153/mo
Today · 4.125%
HK$199,625
baseline
▲ 0.50% · 4.625%
HK$210,147
+HK$10,522/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$399,250/mo (50% DSR)
Upfront cash ≈ HK$18.26M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,882
−HK$13,726/mo
▼ 0.25% · 3.875%
HK$225,691
−HK$6,917/mo
Today · 4.125%
HK$232,608
baseline
▲ 0.50% · 4.625%
HK$246,762
+HK$14,154/mo
Deposit HK$5.33M · loan HK$48.00M · min. income ≈ HK$465,216/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,504
−HK$13,156/mo
▼ 0.25% · 3.875%
HK$250,035
−HK$6,625/mo
Today · 4.125%
HK$256,660
baseline
▲ 0.50% · 4.625%
HK$270,189
+HK$13,529/mo
Deposit HK$5.33M · loan HK$48.00M · min. income ≈ HK$513,320/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,436 · Scale 2, in force from 26 Feb 2026)