LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,604
−HK$7,625/mo
▼ 0.25% · 3.875%
HK$125,386
−HK$3,843/mo
Today · 4.125%
HK$129,229
baseline
▲ 0.50% · 4.625%
HK$137,092
+HK$7,863/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$258,458/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,283
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,911
−HK$3,681/mo
Today · 4.125%
HK$142,592
baseline
▲ 0.50% · 4.625%
HK$150,108
+HK$7,516/mo
Deposit HK$26.66M · loan HK$26.66M · min. income ≈ HK$285,184/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,924
−HK$9,151/mo
▼ 0.25% · 3.875%
HK$150,463
−HK$4,612/mo
Today · 4.125%
HK$155,075
baseline
▲ 0.50% · 4.625%
HK$164,511
+HK$9,436/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$310,150/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,339
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,693
−HK$4,417/mo
Today · 4.125%
HK$171,110
baseline
▲ 0.50% · 4.625%
HK$180,129
+HK$9,019/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$342,220/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,245
−HK$10,676/mo
▼ 0.25% · 3.875%
HK$175,541
−HK$5,380/mo
Today · 4.125%
HK$180,921
baseline
▲ 0.50% · 4.625%
HK$191,929
+HK$11,008/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$361,842/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,396
−HK$10,232/mo
▼ 0.25% · 3.875%
HK$194,475
−HK$5,153/mo
Today · 4.125%
HK$199,628
baseline
▲ 0.50% · 4.625%
HK$210,151
+HK$10,523/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$399,256/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,886
−HK$13,727/mo
▼ 0.25% · 3.875%
HK$225,695
−HK$6,918/mo
Today · 4.125%
HK$232,613
baseline
▲ 0.50% · 4.625%
HK$246,766
+HK$14,153/mo
Deposit HK$5.33M · loan HK$48.00M · min. income ≈ HK$465,226/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,509
−HK$13,156/mo
▼ 0.25% · 3.875%
HK$250,040
−HK$6,625/mo
Today · 4.125%
HK$256,665
baseline
▲ 0.50% · 4.625%
HK$270,194
+HK$13,529/mo
Deposit HK$5.33M · loan HK$48.00M · min. income ≈ HK$513,330/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,478 · Scale 2, in force from 26 Feb 2026)