LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,161
−HK$762/mo
▼ 0.25% · 3.875%
HK$12,539
−HK$384/mo
Today · 4.125%
HK$12,923
baseline
▲ 0.50% · 4.625%
HK$13,710
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,846/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,529
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,892
−HK$368/mo
Today · 4.125%
HK$14,260
baseline
▲ 0.50% · 4.625%
HK$15,011
+HK$751/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,520/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,593
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,047
−HK$461/mo
Today · 4.125%
HK$15,508
baseline
▲ 0.50% · 4.625%
HK$16,452
+HK$944/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,016/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,235
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,670
−HK$442/mo
Today · 4.125%
HK$17,112
baseline
▲ 0.50% · 4.625%
HK$18,014
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,224/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,025
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,555
−HK$538/mo
Today · 4.125%
HK$18,093
baseline
▲ 0.50% · 4.625%
HK$19,194
+HK$1,101/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$36,186/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,940
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,448
−HK$516/mo
Today · 4.125%
HK$19,964
baseline
▲ 0.50% · 4.625%
HK$21,016
+HK$1,052/mo
Deposit HK$1.60M · loan HK$3.73M · min. income ≈ HK$39,928/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,889
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,570
−HK$692/mo
Today · 4.125%
HK$23,262
baseline
▲ 0.50% · 4.625%
HK$24,678
+HK$1,416/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$46,524/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$25,005
−HK$662/mo
Today · 4.125%
HK$25,667
baseline
▲ 0.50% · 4.625%
HK$27,020
+HK$1,353/mo
Deposit HK$533K · loan HK$4.80M · min. income ≈ HK$51,334/mo (50% DSR)
Upfront cash ≈ HK$653K (deposit + AVD stamp duty HK$119,995 · Scale 2, in force from 26 Feb 2026)