LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,610
−HK$7,626/mo
▼ 0.25% · 3.875%
HK$125,392
−HK$3,844/mo
Today · 4.125%
HK$129,236
baseline
▲ 0.50% · 4.625%
HK$137,099
+HK$7,863/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$258,472/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,290
−HK$7,309/mo
▼ 0.25% · 3.875%
HK$138,918
−HK$3,681/mo
Today · 4.125%
HK$142,599
baseline
▲ 0.50% · 4.625%
HK$150,115
+HK$7,516/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$285,198/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,932
−HK$9,151/mo
▼ 0.25% · 3.875%
HK$150,471
−HK$4,612/mo
Today · 4.125%
HK$155,083
baseline
▲ 0.50% · 4.625%
HK$164,519
+HK$9,436/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$310,166/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,347
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,702
−HK$4,417/mo
Today · 4.125%
HK$171,119
baseline
▲ 0.50% · 4.625%
HK$180,139
+HK$9,020/mo
Deposit HK$21.33M · loan HK$32.00M · min. income ≈ HK$342,238/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,254
−HK$10,676/mo
▼ 0.25% · 3.875%
HK$175,549
−HK$5,381/mo
Today · 4.125%
HK$180,930
baseline
▲ 0.50% · 4.625%
HK$191,939
+HK$11,009/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$361,860/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,405
−HK$10,233/mo
▼ 0.25% · 3.875%
HK$194,485
−HK$5,153/mo
Today · 4.125%
HK$199,638
baseline
▲ 0.50% · 4.625%
HK$210,162
+HK$10,524/mo
Deposit HK$16.00M · loan HK$37.33M · min. income ≈ HK$399,276/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,897
−HK$13,727/mo
▼ 0.25% · 3.875%
HK$225,706
−HK$6,918/mo
Today · 4.125%
HK$232,624
baseline
▲ 0.50% · 4.625%
HK$246,779
+HK$14,155/mo
Deposit HK$5.33M · loan HK$48.00M · min. income ≈ HK$465,248/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,521
−HK$13,157/mo
▼ 0.25% · 3.875%
HK$250,052
−HK$6,626/mo
Today · 4.125%
HK$256,678
baseline
▲ 0.50% · 4.625%
HK$270,208
+HK$13,530/mo
Deposit HK$5.33M · loan HK$48.00M · min. income ≈ HK$513,356/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,593 · Scale 2, in force from 26 Feb 2026)