LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,627
−HK$7,627/mo
▼ 0.25% · 3.875%
HK$125,411
−HK$3,843/mo
Today · 4.125%
HK$129,254
baseline
▲ 0.50% · 4.625%
HK$137,119
+HK$7,865/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$258,508/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,309
−HK$7,310/mo
▼ 0.25% · 3.875%
HK$138,938
−HK$3,681/mo
Today · 4.125%
HK$142,619
baseline
▲ 0.50% · 4.625%
HK$150,137
+HK$7,518/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$285,238/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,953
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,493
−HK$4,612/mo
Today · 4.125%
HK$155,105
baseline
▲ 0.50% · 4.625%
HK$164,543
+HK$9,438/mo
Deposit HK$21.34M · loan HK$32.00M · min. income ≈ HK$310,210/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,371
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,726
−HK$4,417/mo
Today · 4.125%
HK$171,143
baseline
▲ 0.50% · 4.625%
HK$180,165
+HK$9,022/mo
Deposit HK$21.34M · loan HK$32.00M · min. income ≈ HK$342,286/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,278
−HK$10,678/mo
▼ 0.25% · 3.875%
HK$175,575
−HK$5,381/mo
Today · 4.125%
HK$180,956
baseline
▲ 0.50% · 4.625%
HK$191,967
+HK$11,011/mo
Deposit HK$16.00M · loan HK$37.34M · min. income ≈ HK$361,912/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,433
−HK$10,234/mo
▼ 0.25% · 3.875%
HK$194,513
−HK$5,154/mo
Today · 4.125%
HK$199,667
baseline
▲ 0.50% · 4.625%
HK$210,192
+HK$10,525/mo
Deposit HK$16.00M · loan HK$37.34M · min. income ≈ HK$399,334/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,929
−HK$13,729/mo
▼ 0.25% · 3.875%
HK$225,739
−HK$6,919/mo
Today · 4.125%
HK$232,658
baseline
▲ 0.50% · 4.625%
HK$246,815
+HK$14,157/mo
Deposit HK$5.33M · loan HK$48.01M · min. income ≈ HK$465,316/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,556
−HK$13,159/mo
▼ 0.25% · 3.875%
HK$250,088
−HK$6,627/mo
Today · 4.125%
HK$256,715
baseline
▲ 0.50% · 4.625%
HK$270,247
+HK$13,532/mo
Deposit HK$5.33M · loan HK$48.01M · min. income ≈ HK$513,430/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,266,920 · Scale 2, in force from 26 Feb 2026)