LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,632
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,416
−HK$3,844/mo
Today · 4.125%
HK$129,260
baseline
▲ 0.50% · 4.625%
HK$137,125
+HK$7,865/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$258,520/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,315
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,944
−HK$3,682/mo
Today · 4.125%
HK$142,626
baseline
▲ 0.50% · 4.625%
HK$150,144
+HK$7,518/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$285,252/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,959
−HK$9,153/mo
▼ 0.25% · 3.875%
HK$150,499
−HK$4,613/mo
Today · 4.125%
HK$155,112
baseline
▲ 0.50% · 4.625%
HK$164,550
+HK$9,438/mo
Deposit HK$21.34M · loan HK$32.00M · min. income ≈ HK$310,224/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,378
−HK$8,773/mo
▼ 0.25% · 3.875%
HK$166,733
−HK$4,418/mo
Today · 4.125%
HK$171,151
baseline
▲ 0.50% · 4.625%
HK$180,172
+HK$9,021/mo
Deposit HK$21.34M · loan HK$32.00M · min. income ≈ HK$342,302/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,285
−HK$10,679/mo
▼ 0.25% · 3.875%
HK$175,582
−HK$5,382/mo
Today · 4.125%
HK$180,964
baseline
▲ 0.50% · 4.625%
HK$191,975
+HK$11,011/mo
Deposit HK$16.00M · loan HK$37.34M · min. income ≈ HK$361,928/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,441
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$194,522
−HK$5,154/mo
Today · 4.125%
HK$199,676
baseline
▲ 0.50% · 4.625%
HK$210,201
+HK$10,525/mo
Deposit HK$16.00M · loan HK$37.34M · min. income ≈ HK$399,352/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,938
−HK$13,730/mo
▼ 0.25% · 3.875%
HK$225,749
−HK$6,919/mo
Today · 4.125%
HK$232,668
baseline
▲ 0.50% · 4.625%
HK$246,825
+HK$14,157/mo
Deposit HK$5.33M · loan HK$48.01M · min. income ≈ HK$465,336/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,567
−HK$13,159/mo
▼ 0.25% · 3.875%
HK$250,099
−HK$6,627/mo
Today · 4.125%
HK$256,726
baseline
▲ 0.50% · 4.625%
HK$270,258
+HK$13,532/mo
Deposit HK$5.33M · loan HK$48.01M · min. income ≈ HK$513,452/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,018 · Scale 2, in force from 26 Feb 2026)