LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,639
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,422
−HK$3,845/mo
Today · 4.125%
HK$129,267
baseline
▲ 0.50% · 4.625%
HK$137,132
+HK$7,865/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$258,534/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,322
−HK$7,311/mo
▼ 0.25% · 3.875%
HK$138,951
−HK$3,682/mo
Today · 4.125%
HK$142,633
baseline
▲ 0.50% · 4.625%
HK$150,151
+HK$7,518/mo
Deposit HK$26.67M · loan HK$26.67M · min. income ≈ HK$285,266/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,967
−HK$9,153/mo
▼ 0.25% · 3.875%
HK$150,507
−HK$4,613/mo
Today · 4.125%
HK$155,120
baseline
▲ 0.50% · 4.625%
HK$164,559
+HK$9,439/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$310,240/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,386
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$166,741
−HK$4,419/mo
Today · 4.125%
HK$171,160
baseline
▲ 0.50% · 4.625%
HK$180,182
+HK$9,022/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$342,320/mo (50% DSR)
Upfront cash ≈ HK$23.60M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,294
−HK$10,679/mo
▼ 0.25% · 3.875%
HK$175,591
−HK$5,382/mo
Today · 4.125%
HK$180,973
baseline
▲ 0.50% · 4.625%
HK$191,985
+HK$11,012/mo
Deposit HK$16.00M · loan HK$37.34M · min. income ≈ HK$361,946/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,451
−HK$10,235/mo
▼ 0.25% · 3.875%
HK$194,532
−HK$5,154/mo
Today · 4.125%
HK$199,686
baseline
▲ 0.50% · 4.625%
HK$210,212
+HK$10,526/mo
Deposit HK$16.00M · loan HK$37.34M · min. income ≈ HK$399,372/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,950
−HK$13,730/mo
▼ 0.25% · 3.875%
HK$225,760
−HK$6,920/mo
Today · 4.125%
HK$232,680
baseline
▲ 0.50% · 4.625%
HK$246,838
+HK$14,158/mo
Deposit HK$5.33M · loan HK$48.01M · min. income ≈ HK$465,360/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,580
−HK$13,159/mo
▼ 0.25% · 3.875%
HK$250,112
−HK$6,627/mo
Today · 4.125%
HK$256,739
baseline
▲ 0.50% · 4.625%
HK$270,272
+HK$13,533/mo
Deposit HK$5.33M · loan HK$48.01M · min. income ≈ HK$513,478/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,135 · Scale 2, in force from 26 Feb 2026)