LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,656
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,440
−HK$3,845/mo
Today · 4.125%
HK$129,285
baseline
▲ 0.50% · 4.625%
HK$137,151
+HK$7,866/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$258,570/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,341
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,971
−HK$3,682/mo
Today · 4.125%
HK$142,653
baseline
▲ 0.50% · 4.625%
HK$150,172
+HK$7,519/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$285,306/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,987
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$150,528
−HK$4,614/mo
Today · 4.125%
HK$155,142
baseline
▲ 0.50% · 4.625%
HK$164,582
+HK$9,440/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$310,284/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,409
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$166,765
−HK$4,419/mo
Today · 4.125%
HK$171,184
baseline
▲ 0.50% · 4.625%
HK$180,207
+HK$9,023/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$342,368/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,318
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$175,616
−HK$5,383/mo
Today · 4.125%
HK$180,999
baseline
▲ 0.50% · 4.625%
HK$192,012
+HK$11,013/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$361,998/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,477
−HK$10,237/mo
▼ 0.25% · 3.875%
HK$194,559
−HK$5,155/mo
Today · 4.125%
HK$199,714
baseline
▲ 0.50% · 4.625%
HK$210,241
+HK$10,527/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$399,428/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,981
−HK$13,732/mo
▼ 0.25% · 3.875%
HK$225,792
−HK$6,921/mo
Today · 4.125%
HK$232,713
baseline
▲ 0.50% · 4.625%
HK$246,873
+HK$14,160/mo
Deposit HK$5.34M · loan HK$48.02M · min. income ≈ HK$465,426/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,614
−HK$13,161/mo
▼ 0.25% · 3.875%
HK$250,147
−HK$6,628/mo
Today · 4.125%
HK$256,775
baseline
▲ 0.50% · 4.625%
HK$270,310
+HK$13,535/mo
Deposit HK$5.34M · loan HK$48.02M · min. income ≈ HK$513,550/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,454 · Scale 2, in force from 26 Feb 2026)