LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,657
−HK$7,628/mo
▼ 0.25% · 3.875%
HK$125,441
−HK$3,844/mo
Today · 4.125%
HK$129,285
baseline
▲ 0.50% · 4.625%
HK$137,152
+HK$7,867/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$258,570/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,342
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,971
−HK$3,683/mo
Today · 4.125%
HK$142,654
baseline
▲ 0.50% · 4.625%
HK$150,173
+HK$7,519/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$285,308/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,988
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$150,529
−HK$4,614/mo
Today · 4.125%
HK$155,143
baseline
▲ 0.50% · 4.625%
HK$164,583
+HK$9,440/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$310,286/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,410
−HK$8,775/mo
▼ 0.25% · 3.875%
HK$166,766
−HK$4,419/mo
Today · 4.125%
HK$171,185
baseline
▲ 0.50% · 4.625%
HK$180,208
+HK$9,023/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$342,370/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,319
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$175,617
−HK$5,383/mo
Today · 4.125%
HK$181,000
baseline
▲ 0.50% · 4.625%
HK$192,013
+HK$11,013/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$362,000/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,478
−HK$10,237/mo
▼ 0.25% · 3.875%
HK$194,560
−HK$5,155/mo
Today · 4.125%
HK$199,715
baseline
▲ 0.50% · 4.625%
HK$210,243
+HK$10,528/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$399,430/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,982
−HK$13,732/mo
▼ 0.25% · 3.875%
HK$225,793
−HK$6,921/mo
Today · 4.125%
HK$232,714
baseline
▲ 0.50% · 4.625%
HK$246,874
+HK$14,160/mo
Deposit HK$5.34M · loan HK$48.02M · min. income ≈ HK$465,428/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,615
−HK$13,162/mo
▼ 0.25% · 3.875%
HK$250,149
−HK$6,628/mo
Today · 4.125%
HK$256,777
baseline
▲ 0.50% · 4.625%
HK$270,312
+HK$13,535/mo
Deposit HK$5.34M · loan HK$48.02M · min. income ≈ HK$513,554/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,466 · Scale 2, in force from 26 Feb 2026)