LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,659
−HK$7,629/mo
▼ 0.25% · 3.875%
HK$125,443
−HK$3,845/mo
Today · 4.125%
HK$129,288
baseline
▲ 0.50% · 4.625%
HK$137,155
+HK$7,867/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$258,576/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,344
−HK$7,312/mo
▼ 0.25% · 3.875%
HK$138,974
−HK$3,682/mo
Today · 4.125%
HK$142,656
baseline
▲ 0.50% · 4.625%
HK$150,176
+HK$7,520/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$285,312/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,990
−HK$9,155/mo
▼ 0.25% · 3.875%
HK$150,531
−HK$4,614/mo
Today · 4.125%
HK$155,145
baseline
▲ 0.50% · 4.625%
HK$164,585
+HK$9,440/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$310,290/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,413
−HK$8,774/mo
▼ 0.25% · 3.875%
HK$166,769
−HK$4,418/mo
Today · 4.125%
HK$171,187
baseline
▲ 0.50% · 4.625%
HK$180,211
+HK$9,024/mo
Deposit HK$21.34M · loan HK$32.01M · min. income ≈ HK$342,374/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,322
−HK$10,681/mo
▼ 0.25% · 3.875%
HK$175,620
−HK$5,383/mo
Today · 4.125%
HK$181,003
baseline
▲ 0.50% · 4.625%
HK$192,016
+HK$11,013/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$362,006/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,482
−HK$10,237/mo
▼ 0.25% · 3.875%
HK$194,563
−HK$5,156/mo
Today · 4.125%
HK$199,719
baseline
▲ 0.50% · 4.625%
HK$210,246
+HK$10,527/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$399,438/mo (50% DSR)
Upfront cash ≈ HK$18.27M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$218,986
−HK$13,732/mo
▼ 0.25% · 3.875%
HK$225,797
−HK$6,921/mo
Today · 4.125%
HK$232,718
baseline
▲ 0.50% · 4.625%
HK$246,878
+HK$14,160/mo
Deposit HK$5.34M · loan HK$48.02M · min. income ≈ HK$465,436/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,619
−HK$13,162/mo
▼ 0.25% · 3.875%
HK$250,153
−HK$6,628/mo
Today · 4.125%
HK$256,781
baseline
▲ 0.50% · 4.625%
HK$270,316
+HK$13,535/mo
Deposit HK$5.34M · loan HK$48.02M · min. income ≈ HK$513,562/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,505 · Scale 2, in force from 26 Feb 2026)