LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,167
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,546
−HK$384/mo
Today · 4.125%
HK$12,930
baseline
▲ 0.50% · 4.625%
HK$13,717
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,860/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,536
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,899
−HK$368/mo
Today · 4.125%
HK$14,267
baseline
▲ 0.50% · 4.625%
HK$15,019
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,534/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,601
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,055
−HK$461/mo
Today · 4.125%
HK$15,516
baseline
▲ 0.50% · 4.625%
HK$16,461
+HK$945/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,032/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,243
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,679
−HK$442/mo
Today · 4.125%
HK$17,121
baseline
▲ 0.50% · 4.625%
HK$18,023
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,242/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,034
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,564
−HK$539/mo
Today · 4.125%
HK$18,103
baseline
▲ 0.50% · 4.625%
HK$19,204
+HK$1,101/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,206/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,951
−HK$1,023/mo
▼ 0.25% · 3.875%
HK$19,459
−HK$515/mo
Today · 4.125%
HK$19,974
baseline
▲ 0.50% · 4.625%
HK$21,027
+HK$1,053/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,948/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,901
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,583
−HK$692/mo
Today · 4.125%
HK$23,275
baseline
▲ 0.50% · 4.625%
HK$24,691
+HK$1,416/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$46,550/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,365
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,018
−HK$663/mo
Today · 4.125%
HK$25,681
baseline
▲ 0.50% · 4.625%
HK$27,035
+HK$1,354/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$51,362/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,060 · Scale 2, in force from 26 Feb 2026)