LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,678
−HK$7,630/mo
▼ 0.25% · 3.875%
HK$125,463
−HK$3,845/mo
Today · 4.125%
HK$129,308
baseline
▲ 0.50% · 4.625%
HK$137,176
+HK$7,868/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$258,616/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,365
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$138,996
−HK$3,683/mo
Today · 4.125%
HK$142,679
baseline
▲ 0.50% · 4.625%
HK$150,200
+HK$7,521/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$285,358/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,014
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$150,555
−HK$4,615/mo
Today · 4.125%
HK$155,170
baseline
▲ 0.50% · 4.625%
HK$164,612
+HK$9,442/mo
Deposit HK$21.34M · loan HK$32.02M · min. income ≈ HK$310,340/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,439
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$166,795
−HK$4,420/mo
Today · 4.125%
HK$171,215
baseline
▲ 0.50% · 4.625%
HK$180,240
+HK$9,025/mo
Deposit HK$21.34M · loan HK$32.02M · min. income ≈ HK$342,430/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,349
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$175,648
−HK$5,383/mo
Today · 4.125%
HK$181,031
baseline
▲ 0.50% · 4.625%
HK$192,047
+HK$11,016/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$362,062/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,512
−HK$10,238/mo
▼ 0.25% · 3.875%
HK$194,594
−HK$5,156/mo
Today · 4.125%
HK$199,750
baseline
▲ 0.50% · 4.625%
HK$210,279
+HK$10,529/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$399,500/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,020
−HK$13,735/mo
▼ 0.25% · 3.875%
HK$225,833
−HK$6,922/mo
Today · 4.125%
HK$232,755
baseline
▲ 0.50% · 4.625%
HK$246,917
+HK$14,162/mo
Deposit HK$5.34M · loan HK$48.03M · min. income ≈ HK$465,510/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,658
−HK$13,164/mo
▼ 0.25% · 3.875%
HK$250,193
−HK$6,629/mo
Today · 4.125%
HK$256,822
baseline
▲ 0.50% · 4.625%
HK$270,359
+HK$13,537/mo
Deposit HK$5.34M · loan HK$48.03M · min. income ≈ HK$513,644/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,865 · Scale 2, in force from 26 Feb 2026)