LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,680
−HK$7,631/mo
▼ 0.25% · 3.875%
HK$125,465
−HK$3,846/mo
Today · 4.125%
HK$129,311
baseline
▲ 0.50% · 4.625%
HK$137,179
+HK$7,868/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$258,622/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,368
−HK$7,314/mo
▼ 0.25% · 3.875%
HK$138,999
−HK$3,683/mo
Today · 4.125%
HK$142,682
baseline
▲ 0.50% · 4.625%
HK$150,203
+HK$7,521/mo
Deposit HK$26.68M · loan HK$26.68M · min. income ≈ HK$285,364/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,017
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$150,559
−HK$4,614/mo
Today · 4.125%
HK$155,173
baseline
▲ 0.50% · 4.625%
HK$164,615
+HK$9,442/mo
Deposit HK$21.35M · loan HK$32.02M · min. income ≈ HK$310,346/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,442
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$166,799
−HK$4,419/mo
Today · 4.125%
HK$171,218
baseline
▲ 0.50% · 4.625%
HK$180,243
+HK$9,025/mo
Deposit HK$21.35M · loan HK$32.02M · min. income ≈ HK$342,436/mo (50% DSR)
Upfront cash ≈ HK$23.61M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,353
−HK$10,682/mo
▼ 0.25% · 3.875%
HK$175,652
−HK$5,383/mo
Today · 4.125%
HK$181,035
baseline
▲ 0.50% · 4.625%
HK$192,051
+HK$11,016/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$362,070/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,516
−HK$10,239/mo
▼ 0.25% · 3.875%
HK$194,598
−HK$5,157/mo
Today · 4.125%
HK$199,755
baseline
▲ 0.50% · 4.625%
HK$210,284
+HK$10,529/mo
Deposit HK$16.01M · loan HK$37.35M · min. income ≈ HK$399,510/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,025
−HK$13,735/mo
▼ 0.25% · 3.875%
HK$225,838
−HK$6,922/mo
Today · 4.125%
HK$232,760
baseline
▲ 0.50% · 4.625%
HK$246,923
+HK$14,163/mo
Deposit HK$5.34M · loan HK$48.03M · min. income ≈ HK$465,520/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,663
−HK$13,164/mo
▼ 0.25% · 3.875%
HK$250,198
−HK$6,629/mo
Today · 4.125%
HK$256,827
baseline
▲ 0.50% · 4.625%
HK$270,365
+HK$13,538/mo
Deposit HK$5.34M · loan HK$48.03M · min. income ≈ HK$513,654/mo (50% DSR)
Upfront cash ≈ HK$7.60M (deposit + AVD stamp duty HK$2,267,912 · Scale 2, in force from 26 Feb 2026)