LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,170
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,549
−HK$384/mo
Today · 4.125%
HK$12,933
baseline
▲ 0.50% · 4.625%
HK$13,720
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,866/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,539
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,902
−HK$369/mo
Today · 4.125%
HK$14,271
baseline
▲ 0.50% · 4.625%
HK$15,023
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,542/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,604
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,058
−HK$462/mo
Today · 4.125%
HK$15,520
baseline
▲ 0.50% · 4.625%
HK$16,464
+HK$944/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$31,040/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,247
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,683
−HK$442/mo
Today · 4.125%
HK$17,125
baseline
▲ 0.50% · 4.625%
HK$18,027
+HK$902/mo
Deposit HK$2.13M · loan HK$3.20M · min. income ≈ HK$34,250/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,038
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,568
−HK$539/mo
Today · 4.125%
HK$18,107
baseline
▲ 0.50% · 4.625%
HK$19,208
+HK$1,101/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,214/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,955
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,463
−HK$516/mo
Today · 4.125%
HK$19,979
baseline
▲ 0.50% · 4.625%
HK$21,032
+HK$1,053/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,958/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,906
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,588
−HK$692/mo
Today · 4.125%
HK$23,280
baseline
▲ 0.50% · 4.625%
HK$24,697
+HK$1,417/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$46,560/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,371
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,024
−HK$663/mo
Today · 4.125%
HK$25,687
baseline
▲ 0.50% · 4.625%
HK$27,041
+HK$1,354/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$51,374/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,087 · Scale 2, in force from 26 Feb 2026)