LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,712
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,498
−HK$3,846/mo
Today · 4.125%
HK$129,344
baseline
▲ 0.50% · 4.625%
HK$137,214
+HK$7,870/mo
Deposit HK$26.69M · loan HK$26.69M · min. income ≈ HK$258,688/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,403
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,035
−HK$3,684/mo
Today · 4.125%
HK$142,719
baseline
▲ 0.50% · 4.625%
HK$150,241
+HK$7,522/mo
Deposit HK$26.69M · loan HK$26.69M · min. income ≈ HK$285,438/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,054
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$150,597
−HK$4,616/mo
Today · 4.125%
HK$155,213
baseline
▲ 0.50% · 4.625%
HK$164,657
+HK$9,444/mo
Deposit HK$21.35M · loan HK$32.03M · min. income ≈ HK$310,426/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,484
−HK$8,778/mo
▼ 0.25% · 3.875%
HK$166,841
−HK$4,421/mo
Today · 4.125%
HK$171,262
baseline
▲ 0.50% · 4.625%
HK$180,290
+HK$9,028/mo
Deposit HK$21.35M · loan HK$32.03M · min. income ≈ HK$342,524/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,396
−HK$10,686/mo
▼ 0.25% · 3.875%
HK$175,697
−HK$5,385/mo
Today · 4.125%
HK$181,082
baseline
▲ 0.50% · 4.625%
HK$192,100
+HK$11,018/mo
Deposit HK$16.01M · loan HK$37.36M · min. income ≈ HK$362,164/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,564
−HK$10,242/mo
▼ 0.25% · 3.875%
HK$194,648
−HK$5,158/mo
Today · 4.125%
HK$199,806
baseline
▲ 0.50% · 4.625%
HK$210,338
+HK$10,532/mo
Deposit HK$16.01M · loan HK$37.36M · min. income ≈ HK$399,612/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,081
−HK$13,738/mo
▼ 0.25% · 3.875%
HK$225,896
−HK$6,923/mo
Today · 4.125%
HK$232,819
baseline
▲ 0.50% · 4.625%
HK$246,986
+HK$14,167/mo
Deposit HK$5.34M · loan HK$48.04M · min. income ≈ HK$465,638/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,726
−HK$13,167/mo
▼ 0.25% · 3.875%
HK$250,262
−HK$6,631/mo
Today · 4.125%
HK$256,893
baseline
▲ 0.50% · 4.625%
HK$270,435
+HK$13,542/mo
Deposit HK$5.34M · loan HK$48.04M · min. income ≈ HK$513,786/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,268,495 · Scale 2, in force from 26 Feb 2026)