LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,713
−HK$7,632/mo
▼ 0.25% · 3.875%
HK$125,499
−HK$3,846/mo
Today · 4.125%
HK$129,345
baseline
▲ 0.50% · 4.625%
HK$137,216
+HK$7,871/mo
Deposit HK$26.69M · loan HK$26.69M · min. income ≈ HK$258,690/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,404
−HK$7,316/mo
▼ 0.25% · 3.875%
HK$139,036
−HK$3,684/mo
Today · 4.125%
HK$142,720
baseline
▲ 0.50% · 4.625%
HK$150,243
+HK$7,523/mo
Deposit HK$26.69M · loan HK$26.69M · min. income ≈ HK$285,440/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,055
−HK$9,159/mo
▼ 0.25% · 3.875%
HK$150,599
−HK$4,615/mo
Today · 4.125%
HK$155,214
baseline
▲ 0.50% · 4.625%
HK$164,659
+HK$9,445/mo
Deposit HK$21.35M · loan HK$32.03M · min. income ≈ HK$310,428/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,485
−HK$8,779/mo
▼ 0.25% · 3.875%
HK$166,843
−HK$4,421/mo
Today · 4.125%
HK$171,264
baseline
▲ 0.50% · 4.625%
HK$180,291
+HK$9,027/mo
Deposit HK$21.35M · loan HK$32.03M · min. income ≈ HK$342,528/mo (50% DSR)
Upfront cash ≈ HK$23.62M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,398
−HK$10,685/mo
▼ 0.25% · 3.875%
HK$175,698
−HK$5,385/mo
Today · 4.125%
HK$181,083
baseline
▲ 0.50% · 4.625%
HK$192,102
+HK$11,019/mo
Deposit HK$16.01M · loan HK$37.36M · min. income ≈ HK$362,166/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,566
−HK$10,242/mo
▼ 0.25% · 3.875%
HK$194,650
−HK$5,158/mo
Today · 4.125%
HK$199,808
baseline
▲ 0.50% · 4.625%
HK$210,340
+HK$10,532/mo
Deposit HK$16.01M · loan HK$37.36M · min. income ≈ HK$399,616/mo (50% DSR)
Upfront cash ≈ HK$18.28M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,083
−HK$13,739/mo
▼ 0.25% · 3.875%
HK$225,898
−HK$6,924/mo
Today · 4.125%
HK$232,822
baseline
▲ 0.50% · 4.625%
HK$246,988
+HK$14,166/mo
Deposit HK$5.34M · loan HK$48.04M · min. income ≈ HK$465,644/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,728
−HK$13,168/mo
▼ 0.25% · 3.875%
HK$250,264
−HK$6,632/mo
Today · 4.125%
HK$256,896
baseline
▲ 0.50% · 4.625%
HK$270,437
+HK$13,541/mo
Deposit HK$5.34M · loan HK$48.04M · min. income ≈ HK$513,792/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,268,516 · Scale 2, in force from 26 Feb 2026)