LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,173
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,551
−HK$385/mo
Today · 4.125%
HK$12,936
baseline
▲ 0.50% · 4.625%
HK$13,723
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,872/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,542
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,905
−HK$369/mo
Today · 4.125%
HK$14,274
baseline
▲ 0.50% · 4.625%
HK$15,026
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,548/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,607
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,062
−HK$461/mo
Today · 4.125%
HK$15,523
baseline
▲ 0.50% · 4.625%
HK$16,468
+HK$945/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$31,046/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,251
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,686
−HK$443/mo
Today · 4.125%
HK$17,129
baseline
▲ 0.50% · 4.625%
HK$18,031
+HK$902/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$34,258/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,042
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,572
−HK$539/mo
Today · 4.125%
HK$18,111
baseline
▲ 0.50% · 4.625%
HK$19,213
+HK$1,102/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,222/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,959
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,468
−HK$515/mo
Today · 4.125%
HK$19,983
baseline
▲ 0.50% · 4.625%
HK$21,037
+HK$1,054/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,966/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,911
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,593
−HK$692/mo
Today · 4.125%
HK$23,285
baseline
▲ 0.50% · 4.625%
HK$24,702
+HK$1,417/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$46,570/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,376
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,030
−HK$663/mo
Today · 4.125%
HK$25,693
baseline
▲ 0.50% · 4.625%
HK$27,047
+HK$1,354/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$51,386/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,114 · Scale 2, in force from 26 Feb 2026)