LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,173
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,552
−HK$385/mo
Today · 4.125%
HK$12,937
baseline
▲ 0.50% · 4.625%
HK$13,724
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,874/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,543
−HK$731/mo
▼ 0.25% · 3.875%
HK$13,906
−HK$368/mo
Today · 4.125%
HK$14,274
baseline
▲ 0.50% · 4.625%
HK$15,027
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,548/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,608
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,063
−HK$461/mo
Today · 4.125%
HK$15,524
baseline
▲ 0.50% · 4.625%
HK$16,469
+HK$945/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$31,048/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,251
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,687
−HK$442/mo
Today · 4.125%
HK$17,129
baseline
▲ 0.50% · 4.625%
HK$18,032
+HK$903/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$34,258/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,043
−HK$1,069/mo
▼ 0.25% · 3.875%
HK$17,573
−HK$539/mo
Today · 4.125%
HK$18,112
baseline
▲ 0.50% · 4.625%
HK$19,214
+HK$1,102/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,224/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,960
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,468
−HK$516/mo
Today · 4.125%
HK$19,984
baseline
▲ 0.50% · 4.625%
HK$21,038
+HK$1,054/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,968/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,912
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,594
−HK$692/mo
Today · 4.125%
HK$23,286
baseline
▲ 0.50% · 4.625%
HK$24,703
+HK$1,417/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$46,572/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,377
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,031
−HK$663/mo
Today · 4.125%
HK$25,694
baseline
▲ 0.50% · 4.625%
HK$27,048
+HK$1,354/mo
Deposit HK$534K · loan HK$4.80M · min. income ≈ HK$51,388/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,119 · Scale 2, in force from 26 Feb 2026)