LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,175
−HK$763/mo
▼ 0.25% · 3.875%
HK$12,553
−HK$385/mo
Today · 4.125%
HK$12,938
baseline
▲ 0.50% · 4.625%
HK$13,725
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,876/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,544
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,907
−HK$369/mo
Today · 4.125%
HK$14,276
baseline
▲ 0.50% · 4.625%
HK$15,028
+HK$752/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,552/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,610
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,064
−HK$462/mo
Today · 4.125%
HK$15,526
baseline
▲ 0.50% · 4.625%
HK$16,470
+HK$944/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$31,052/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,253
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,689
−HK$442/mo
Today · 4.125%
HK$17,131
baseline
▲ 0.50% · 4.625%
HK$18,034
+HK$903/mo
Deposit HK$2.14M · loan HK$3.20M · min. income ≈ HK$34,262/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,045
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$17,575
−HK$538/mo
Today · 4.125%
HK$18,113
baseline
▲ 0.50% · 4.625%
HK$19,216
+HK$1,103/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,226/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,962
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,470
−HK$516/mo
Today · 4.125%
HK$19,986
baseline
▲ 0.50% · 4.625%
HK$21,040
+HK$1,054/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,972/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,914
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,596
−HK$693/mo
Today · 4.125%
HK$23,289
baseline
▲ 0.50% · 4.625%
HK$24,706
+HK$1,417/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,578/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,380
−HK$1,317/mo
▼ 0.25% · 3.875%
HK$25,033
−HK$664/mo
Today · 4.125%
HK$25,697
baseline
▲ 0.50% · 4.625%
HK$27,051
+HK$1,354/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$51,394/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,132 · Scale 2, in force from 26 Feb 2026)