LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,747
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$125,534
−HK$3,848/mo
Today · 4.125%
HK$129,382
baseline
▲ 0.50% · 4.625%
HK$137,254
+HK$7,872/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$258,764/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,442
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$139,075
−HK$3,685/mo
Today · 4.125%
HK$142,760
baseline
▲ 0.50% · 4.625%
HK$150,285
+HK$7,525/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$285,520/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,096
−HK$9,162/mo
▼ 0.25% · 3.875%
HK$150,641
−HK$4,617/mo
Today · 4.125%
HK$155,258
baseline
▲ 0.50% · 4.625%
HK$164,705
+HK$9,447/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$310,516/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,531
−HK$8,781/mo
▼ 0.25% · 3.875%
HK$166,890
−HK$4,422/mo
Today · 4.125%
HK$171,312
baseline
▲ 0.50% · 4.625%
HK$180,342
+HK$9,030/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$342,624/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,446
−HK$10,688/mo
▼ 0.25% · 3.875%
HK$175,747
−HK$5,387/mo
Today · 4.125%
HK$181,134
baseline
▲ 0.50% · 4.625%
HK$192,156
+HK$11,022/mo
Deposit HK$16.02M · loan HK$37.37M · min. income ≈ HK$362,268/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,619
−HK$10,245/mo
▼ 0.25% · 3.875%
HK$194,705
−HK$5,159/mo
Today · 4.125%
HK$199,864
baseline
▲ 0.50% · 4.625%
HK$210,399
+HK$10,535/mo
Deposit HK$16.02M · loan HK$37.37M · min. income ≈ HK$399,728/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,144
−HK$13,743/mo
▼ 0.25% · 3.875%
HK$225,961
−HK$6,926/mo
Today · 4.125%
HK$232,887
baseline
▲ 0.50% · 4.625%
HK$247,057
+HK$14,170/mo
Deposit HK$5.34M · loan HK$48.05M · min. income ≈ HK$465,774/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,796
−HK$13,172/mo
▼ 0.25% · 3.875%
HK$250,334
−HK$6,634/mo
Today · 4.125%
HK$256,968
baseline
▲ 0.50% · 4.625%
HK$270,513
+HK$13,545/mo
Deposit HK$5.34M · loan HK$48.05M · min. income ≈ HK$513,936/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,150 · Scale 2, in force from 26 Feb 2026)