LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,765
−HK$7,635/mo
▼ 0.25% · 3.875%
HK$125,552
−HK$3,848/mo
Today · 4.125%
HK$129,400
baseline
▲ 0.50% · 4.625%
HK$137,274
+HK$7,874/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$258,800/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,462
−HK$7,318/mo
▼ 0.25% · 3.875%
HK$139,095
−HK$3,685/mo
Today · 4.125%
HK$142,780
baseline
▲ 0.50% · 4.625%
HK$150,307
+HK$7,527/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$285,560/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,117
−HK$9,163/mo
▼ 0.25% · 3.875%
HK$150,663
−HK$4,617/mo
Today · 4.125%
HK$155,280
baseline
▲ 0.50% · 4.625%
HK$164,729
+HK$9,449/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$310,560/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,554
−HK$8,783/mo
▼ 0.25% · 3.875%
HK$166,914
−HK$4,423/mo
Today · 4.125%
HK$171,337
baseline
▲ 0.50% · 4.625%
HK$180,368
+HK$9,031/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$342,674/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,470
−HK$10,690/mo
▼ 0.25% · 3.875%
HK$175,773
−HK$5,387/mo
Today · 4.125%
HK$181,160
baseline
▲ 0.50% · 4.625%
HK$192,184
+HK$11,024/mo
Deposit HK$16.02M · loan HK$37.38M · min. income ≈ HK$362,320/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,647
−HK$10,246/mo
▼ 0.25% · 3.875%
HK$194,733
−HK$5,160/mo
Today · 4.125%
HK$199,893
baseline
▲ 0.50% · 4.625%
HK$210,429
+HK$10,536/mo
Deposit HK$16.02M · loan HK$37.38M · min. income ≈ HK$399,786/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,176
−HK$13,744/mo
▼ 0.25% · 3.875%
HK$225,994
−HK$6,926/mo
Today · 4.125%
HK$232,920
baseline
▲ 0.50% · 4.625%
HK$247,093
+HK$14,173/mo
Deposit HK$5.34M · loan HK$48.06M · min. income ≈ HK$465,840/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,831
−HK$13,174/mo
▼ 0.25% · 3.875%
HK$250,371
−HK$6,634/mo
Today · 4.125%
HK$257,005
baseline
▲ 0.50% · 4.625%
HK$270,552
+HK$13,547/mo
Deposit HK$5.34M · loan HK$48.06M · min. income ≈ HK$514,010/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,479 · Scale 2, in force from 26 Feb 2026)