LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,766
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,554
−HK$3,848/mo
Today · 4.125%
HK$129,402
baseline
▲ 0.50% · 4.625%
HK$137,276
+HK$7,874/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$258,804/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,464
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,097
−HK$3,686/mo
Today · 4.125%
HK$142,783
baseline
▲ 0.50% · 4.625%
HK$150,309
+HK$7,526/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$285,566/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,120
−HK$9,163/mo
▼ 0.25% · 3.875%
HK$150,665
−HK$4,618/mo
Today · 4.125%
HK$155,283
baseline
▲ 0.50% · 4.625%
HK$164,731
+HK$9,448/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$310,566/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,557
−HK$8,782/mo
▼ 0.25% · 3.875%
HK$166,916
−HK$4,423/mo
Today · 4.125%
HK$171,339
baseline
▲ 0.50% · 4.625%
HK$180,371
+HK$9,032/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$342,678/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,473
−HK$10,690/mo
▼ 0.25% · 3.875%
HK$175,776
−HK$5,387/mo
Today · 4.125%
HK$181,163
baseline
▲ 0.50% · 4.625%
HK$192,186
+HK$11,023/mo
Deposit HK$16.02M · loan HK$37.38M · min. income ≈ HK$362,326/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,649
−HK$10,247/mo
▼ 0.25% · 3.875%
HK$194,736
−HK$5,160/mo
Today · 4.125%
HK$199,896
baseline
▲ 0.50% · 4.625%
HK$210,432
+HK$10,536/mo
Deposit HK$16.02M · loan HK$37.38M · min. income ≈ HK$399,792/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,180
−HK$13,744/mo
▼ 0.25% · 3.875%
HK$225,997
−HK$6,927/mo
Today · 4.125%
HK$232,924
baseline
▲ 0.50% · 4.625%
HK$247,097
+HK$14,173/mo
Deposit HK$5.34M · loan HK$48.06M · min. income ≈ HK$465,848/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,835
−HK$13,174/mo
▼ 0.25% · 3.875%
HK$250,375
−HK$6,634/mo
Today · 4.125%
HK$257,009
baseline
▲ 0.50% · 4.625%
HK$270,556
+HK$13,547/mo
Deposit HK$5.34M · loan HK$48.06M · min. income ≈ HK$514,018/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,513 · Scale 2, in force from 26 Feb 2026)