LTV · monthly repayment
▼ 0.50% · 3.625%
HK$121,782
−HK$7,636/mo
▼ 0.25% · 3.875%
HK$125,570
−HK$3,848/mo
Today · 4.125%
HK$129,418
baseline
▲ 0.50% · 4.625%
HK$137,293
+HK$7,875/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$258,836/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,481
−HK$7,319/mo
▼ 0.25% · 3.875%
HK$139,114
−HK$3,686/mo
Today · 4.125%
HK$142,800
baseline
▲ 0.50% · 4.625%
HK$150,328
+HK$7,528/mo
Deposit HK$26.70M · loan HK$26.70M · min. income ≈ HK$285,600/mo (50% DSR)
Upfront cash ≈ HK$28.97M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,138
−HK$9,164/mo
▼ 0.25% · 3.875%
HK$150,684
−HK$4,618/mo
Today · 4.125%
HK$155,302
baseline
▲ 0.50% · 4.625%
HK$164,752
+HK$9,450/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$310,604/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,577
−HK$8,784/mo
▼ 0.25% · 3.875%
HK$166,937
−HK$4,424/mo
Today · 4.125%
HK$171,361
baseline
▲ 0.50% · 4.625%
HK$180,393
+HK$9,032/mo
Deposit HK$21.36M · loan HK$32.04M · min. income ≈ HK$342,722/mo (50% DSR)
Upfront cash ≈ HK$23.63M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$170,494
−HK$10,692/mo
▼ 0.25% · 3.875%
HK$175,798
−HK$5,388/mo
Today · 4.125%
HK$181,186
baseline
▲ 0.50% · 4.625%
HK$192,211
+HK$11,025/mo
Deposit HK$16.02M · loan HK$37.38M · min. income ≈ HK$362,372/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,673
−HK$10,248/mo
▼ 0.25% · 3.875%
HK$194,760
−HK$5,161/mo
Today · 4.125%
HK$199,921
baseline
▲ 0.50% · 4.625%
HK$210,459
+HK$10,538/mo
Deposit HK$16.02M · loan HK$37.38M · min. income ≈ HK$399,842/mo (50% DSR)
Upfront cash ≈ HK$18.29M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$219,207
−HK$13,746/mo
▼ 0.25% · 3.875%
HK$226,026
−HK$6,927/mo
Today · 4.125%
HK$232,953
baseline
▲ 0.50% · 4.625%
HK$247,128
+HK$14,175/mo
Deposit HK$5.34M · loan HK$48.07M · min. income ≈ HK$465,906/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,866
−HK$13,175/mo
▼ 0.25% · 3.875%
HK$250,406
−HK$6,635/mo
Today · 4.125%
HK$257,041
baseline
▲ 0.50% · 4.625%
HK$270,590
+HK$13,549/mo
Deposit HK$5.34M · loan HK$48.07M · min. income ≈ HK$514,082/mo (50% DSR)
Upfront cash ≈ HK$7.61M (deposit + AVD stamp duty HK$2,269,798 · Scale 2, in force from 26 Feb 2026)