LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,181
−HK$764/mo
▼ 0.25% · 3.875%
HK$12,560
−HK$385/mo
Today · 4.125%
HK$12,945
baseline
▲ 0.50% · 4.625%
HK$13,732
+HK$787/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$25,890/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,551
−HK$732/mo
▼ 0.25% · 3.875%
HK$13,915
−HK$368/mo
Today · 4.125%
HK$14,283
baseline
▲ 0.50% · 4.625%
HK$15,036
+HK$753/mo
Deposit HK$2.67M · loan HK$2.67M · min. income ≈ HK$28,566/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,617
−HK$917/mo
▼ 0.25% · 3.875%
HK$15,072
−HK$462/mo
Today · 4.125%
HK$15,534
baseline
▲ 0.50% · 4.625%
HK$16,479
+HK$945/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$31,068/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,261
−HK$879/mo
▼ 0.25% · 3.875%
HK$16,697
−HK$443/mo
Today · 4.125%
HK$17,140
baseline
▲ 0.50% · 4.625%
HK$18,043
+HK$903/mo
Deposit HK$2.14M · loan HK$3.21M · min. income ≈ HK$34,280/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,053
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,584
−HK$539/mo
Today · 4.125%
HK$18,123
baseline
▲ 0.50% · 4.625%
HK$19,225
+HK$1,102/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$36,246/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,972
−HK$1,024/mo
▼ 0.25% · 3.875%
HK$19,480
−HK$516/mo
Today · 4.125%
HK$19,996
baseline
▲ 0.50% · 4.625%
HK$21,051
+HK$1,055/mo
Deposit HK$1.60M · loan HK$3.74M · min. income ≈ HK$39,992/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,926
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,608
−HK$692/mo
Today · 4.125%
HK$23,300
baseline
▲ 0.50% · 4.625%
HK$24,718
+HK$1,418/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$46,600/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,392
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,046
−HK$664/mo
Today · 4.125%
HK$25,710
baseline
▲ 0.50% · 4.625%
HK$27,065
+HK$1,355/mo
Deposit HK$534K · loan HK$4.81M · min. income ≈ HK$51,420/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$120,193 · Scale 2, in force from 26 Feb 2026)